2122 Riverstone Loop, Ferndale, WA, 98248
About This Home
Modern Northwest Contemporary with clean design, strong lines, and a layout that lives well day-to-day. Custom flooring carries throughout a bright, open main living space anchored by a floor-to-ceiling stone gas fireplace and expansive natural light. The kitchen is built for both function and presence, featuring double refrigerators, quartz surfaces, a waterfall island with smart electric insert, step-in pantry, and integrated upper and lower lighting. The primary suite is positioned for separation and comfort, offering a walk-in closet and spa-style shower. Additional rooms flex easily for guests, office, or lifestyle needs without sacrificing flow. Thoughtful upgrades include central A/C, tankless water heater, and an extra-high garage that accommodates more than standard builds. Out back, a covered patio extends your living space year-round, opening to a fully fenced yard with clean sightlines and usable space, ideal for entertaining, relaxing, or keeping things simple and low maintenance. Set within a newer community with quick access north to Canada and south to Bellingham, this home delivers modern finishes, efficient systems, and a layout that stands apart from typical new construction. Move-in ready and positioned for immediate enjoyment.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Very Good
- Year built: 2024
Materials
- Foundation: Poured Concrete
- Roof: Composition
- Construction materials: Stone,Wood Products
Notable Dates
- Major remodel year: 2024
Type & Style
- Home type: SingleFamily
- Architectural style: 2 Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Tankless,Water Heater Location: Garage
Basement
- Basement: None
Bathroom Full
- Level: Second
Bathroom Full
- Level: Second
Bathroom Full
- Level: Main
Bedroom
- Level: Main
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Bath Off Primary,Loft
- Window features: Dbl Pane/Storm Window
- Flooring: Engineered Hardwood,Laminate
- Number of fireplaces: 1
- Fireplace features: Gas,Main Level: 1,Fireplace
- Fireplace: Yes
Heating & Cooling
- Heating features: Fireplace,90%+ High Efficiency,Natural Gas
- Cooling features: 90%+ High Efficiency
Interior Area
- Total structure area: 2,602
- Total interior livable area: 2,602 sqft
Master Bedroom
- Level: Second
Property
Details
- Parcel number: 3902184652010000
- Zoning description: Jurisdiction: City
- Special condition: Standard
- Other equipment: Leased Equipment: N/A
Features
- Levels: Two
- Stories: 2
- Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Fireplace,Loft,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
- Has view: Yes
- View description: Territorial
- Topography of land: Level,Partial Slope
Lot
- Lot size: 5,174 sqft
- Features: Curbs,Paved
Parking
- Total spaces: 2
- Parking features: Attached Garage
- Has garage: Yes
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Cold Wave
- Earthquake
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Whatcom County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,741 | $44,892 |
| Home Insurance * | $135 | $1,620 |
| Property Taxes | $405 | $4,860 |
| Electricity | $177 | $2,135 |
| Total | $4,458 | $53,496 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Listed for sale | $780,000 |
| 2023-11-07 | Sold | $750,000 |
| 2023-05-30 | Pending sale | $750,000 |
| 2023-05-26 | Listed for sale | $750,000 |
| 2022-12-30 | Sold | $165,000 |
| 2020-07-22 | Sold | $110,000 |
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