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107 E Main St, Washington, MO, 63090

2beds
3baths
2,065sqft
$539,000
$261price/sqft
$3,591/moest. monthly cost
$143,640/yrincome needed

About This Home

Rare opportunities like this are seldom available in Historic Downtown Washington. This exceptional townhome offers luxury finishes, thoughtful design, and an unbeatable location just moments from the Missouri River, riverfront walking trails, restaurants, shopping, and everything downtown has to offer. One of the home's most distinctive features is its direct walk out access to a private, fully fenced backyard, making it the only residence of its kind in the development to offer this unique outdoor living experience. Inside, the home showcases expansive living spaces with soaring ceilings, oversized windows that fill the interior with natural light, and stained concrete flooring that adds a modern industrial aesthetic to the main living spaces. The spacious primary suite is a true retreat, featuring a custom walk in closet, private balcony, and a beautifully appointed ensuite bath with dual vanities, stone countertops, and a walk in glass shower. The additional bedroom is generously sized and continues the home's modern design with quality finishes and ample storage. Designed for both everyday living and entertaining, the home offers an open and functional layout complemented by a dedicated laundry room with built in workspace and storage, custom closet systems, and premium fixtures throughout. The combination of contemporary construction, timeless brick architecture, and low maintenance living creates an exceptional ownership opportunity in one of Washington's most desirable neighborhoods. Whether you are looking for a primary residence or a lock and leave lifestyle without sacrificing space or quality, this home delivers a level of design, privacy, and location that is rarely found. With its exclusive backyard access, refined interior finishes, and premier Historic Downtown Washington setting, this is an opportunity that truly stands apart.

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

6/10
Washington Middle SchoolGrades 7-80.9 mi
7/10
Washington High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2019

Materials

  • Foundation: Concrete Perimeter
  • Roof: Flat,Membrane
  • Construction materials: Brick,Concrete

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Electric Cooktop,Dishwasher,Microwave,Oven,Refrigerator,Electric Water Heater,Water Softener
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Flooring: Concrete,Hardwood
  • Finished area above ground: 2,065

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,065
  • Total interior livable area: 2,065 sqft

Property

Details

  • Parcel number: 1052201075039800
  • Special condition: Standard

Features

  • Levels: Two
  • Exterior features: Balcony
  • Fencing: Back Yard

Lot

  • Lot size: 871.20 sqft
  • Features: Back Yard

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Heat Wave
Inland Flooding
Strong Wind
Tornado
Cold Wave
Earthquake
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,725$32,700
Home Insurance *$382$4,584
Property Taxes $327$3,924
Electricity $157$1,892
Total$3,591$43,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,120/yr
40% on housing$107,730/yr
45% on housing$95,760/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$261This listing

vs Other Active Listings

Avg $/sqft

ZIP 63090$234
Franklin County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 63090$184
Franklin County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$499,000
2026-07-02Listed for sale$539,000

For Sale by Agent

AgentJonathan Braun
BrokerageEXP Realty, LLC

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