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2832 Golden Ave, Bay City, TX, 77414

4beds
3baths
2,146sqft
$399,900
$186price/sqft
$3,354/moest. monthly cost
$134,160/yrincome needed

About This Home

If you are looking for confort, calm and Beauty, you must see this beautiful NEW custom-built one-of-a-kind home! This amazing 3 bedrooms, 2.5 baths, 2 car attached garage is just waiting for your family. Tile floors, quartz counters and crown molding throughout, raised designer ceilings, designer paint colors, dream kitchen with stainless appliances and walk in pantry, indoor utility room with built-ins and laundry sink, raised panel cabinets and doors, beautiful fixtures and so much more. Great size bedrooms with walk in closets, beautiful guest bath, amazing size office space. Beautiful natural light through the house. YOU MUST GO TO OUR OPEN HOUSE THIS COMING SUNDAY FROM 2: 00 TO 3:00 pm

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

--
Cherry Elementary SchoolGrades PK-K1.1 mi
5/10
4/10
Bay City High SchoolGrades 9-122.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Other,Stone

Other

  • Builder name: Jesus Amezquita

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Trash Compactor,Microwave,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • All Bedrooms Down,En-Suite Bath,Walk-In Closet(s)
  • Window features: Storm Window(s)
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,146
  • Total interior livable area: 2,146 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen open to Family Room,Pantry,Soft Closing Cabinets,Soft Closing Drawers

Master Bathroom

  • Features: Half Bath,Primary Bath: Double Sinks,Secondary Bath(s): Double Sinks

Property

Details

  • Parcel number: 121761

Features

  • Stories: 1

Lot

  • Lot size: 0.27 Acres
  • Features: Cleared,Corner Lot,1/4 Up to 1/2 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Lightning
Tornado
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$395$4,740
Property Taxes $699$8,388
Electricity $238$2,859
Total$3,354$40,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,994/yr
40% on housing$100,620/yr
45% on housing$89,440/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.9%
1.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 11.0%
11.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 77414$157
Matagorda County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 77414$142
Matagorda County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$399,900
2026-02-07Price change$419,800
2024-09-05Price change$430,000
2023-09-20Listed for sale$440,000

New Construction

AgentMaria Lule
BrokerageGo Real Estate

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