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317 N Beech St, Oxford, OH, 45056

3beds
--baths
1,291sqft
$475,000
$368price/sqft
$3,280/moest. monthly cost
$131,200/yrincome needed

About This Home

Permitted for 6 residents. Outstanding investment property centrally located adjacent to Miami University in Oxford's Mile Square. Leased 25-26 for $38,400. Leased 26-27 for $39,500. Leased for 27-28 for $41,000. New Kitchen & Appliances 2025. Screened in patio. Huge Lot for recreation. Excellent rental history. Close to Uptown, Millet, Campus, and Fraternity Row.

Getting Around

83
WalkingVery Walkable
38
TransitSome Transit
50
BikeBikeable

Schools

6/10
Kramer Elementary SchoolGrades PK-50.3 mi
7/10
Talawanda Middle SchoolGrades 6-81.9 mi
8/10
Talawanda High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1915

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 3

Features

  • Window features: Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,291
  • Total interior livable area: 1,291 sqft

Property

Details

  • Parcel number: H4100007000004

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 10,454 sqft

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$227$2,724
Property Taxes $459$5,508
Electricity $193$2,320
Total$3,280$39,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,457/yr
40% on housing$98,400/yr
45% on housing$87,466/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$368This listing

vs Other Active Listings

Avg $/sqft

ZIP 45056$182
Butler County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 45056$161
Butler County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$475,000
2026-03-19Listing removed$499,000
2025-09-19Listed for sale$499,000
2020-11-05Sold$175,000

For Sale by Agent

AgentMatthew C Rodbro
BrokeragePlum Tree Realty

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