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10 Heather Ridge Ct, Oxford, OH, 45056

3beds
3baths
3,293sqft
$379,000
$115price/sqft
$2,816/moest. monthly cost
$112,640/yrincome needed

About This Home

Welcome Home! Your search for a Modern design in Oxford is over in this bright and open floorplan home on quiet cul de sac street. The two story art deco entry opens to a sunken living room/dining room combo that leads into the updated kitchen and family room with wood burning fireplace along with first floor laundry. Off the family room is a three seasons room for extra entertaining space. The Trek style deck out back overlooks the private parklike setting with storage shed. The lower level offers finished living space and extra storage. This home is bigger than it appears at over 3000sqft. Conveniently located near shopping, university and the community park. Schedule your private showing today.

Getting Around

2
WalkingCar-Dependent
18
TransitMinimal Transit
23
BikeSomewhat Bikeable

Schools

6/10
Kramer Elementary SchoolGrades PK-51.4 mi
7/10
Talawanda Middle SchoolGrades 6-80.9 mi
8/10
Talawanda High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary/Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Oven/Range,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Vinyl Floor,WW Carpet

Bathroom1

  • Features: Full
  • Level: Second

Bathroom2

  • Features: Full
  • Level: Second

Bathroom3

  • Features: Partial
  • Level: First

Bedroom2

  • Level: Second
  • Area: 132

Bedroom3

  • Level: Second
  • Area: 100

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Chandelier,Wood Floor
  • Level: First
  • Area: 156

Family Room

  • Features: Walkout,Fireplace,Wood Floor
  • Area: 289

Features

  • High Ceilings,Vaulted Ceiling(s),Ceiling Fan(s),Recessed Lighting
  • Door features: Multi Panel Doors
  • Window features: Vinyl
  • Fireplace features: Family Room

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,293
  • Total interior livable area: 3,293 sqft

Kitchen

  • Features: Butler's Pantry,Counter Bar,Eat-in Kitchen,Tile Floor,Wood Cabinets
  • Area: 144

Living Room

  • Features: Wood Floor
  • Area: 238

Master Bathroom

  • Features: Shower,Tile Floor,Tub,Jetted Tub,Marb/Gran/Slate

Master Bedroom

  • Features: Bath Adjoins,Vaulted Ceiling(s),Wall-to-Wall Carpet
  • Level: Second
  • Area: 225

Office

  • Features: Panel Walls
  • Level: Lower
  • Area: 225

Property

Details

  • Parcel number: H4100136000011
  • Zoning description: Residential
  • Other equipment: Radon System,Sump Pump w/Backup

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Enclosed Porch
  • Fencing: Privacy,Wood
  • Has view: Yes
  • View description: City
  • Topography of land: Cleared

Lot

  • Lot size: 0.30 Acres
  • Features: Cul-De-Sac,Less than .5 Acre

Parking

  • Total spaces: 2
  • Parking features: On Street,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance *$181$2,172
Property Taxes $366$4,392
Electricity $353$4,238
Total$2,816$33,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,548/yr
40% on housing$84,480/yr
45% on housing$75,093/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 45056$186
Butler County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 45056$161
Butler County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$389,000
2024-01-11Sold$355,000
2023-12-06Pending sale$369,500
2023-10-09Price change$369,500
2023-09-12Listed for sale$379,500
2016-11-28Sold$220,000
2016-11-09Pending sale$232,000
2016-09-19Price change$232,000
2016-08-22Listed for sale$242,000
2013-09-17Sold$185,000

For Sale by Agent

AgentBeverly K Pearson
BrokeragePlum Tree Realty

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