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1913 Saint Clair St, Hamilton, OH, 45011

2beds
1baths
895sqft
$159,900
$179price/sqft
$1,218/moest. monthly cost
$48,720/yrincome needed

About This Home

Perfect starter home!! 2 bedroom 1 bath home located in New Miami. Update flooring throughout, all new kitchen cabinets & countertops, some new windows. Large yard with limitless potential.

Getting Around

25
WalkingCar-Dependent
0
TransitNo Nearby Transit
32
BikeSomewhat Bikeable

Schools

3/10
4/10
New Miami Middle SchoolGrades 6-80.3 mi
4/10
New Miami High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1941

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial,Concrete

Bathroom1

  • Features: Full
  • Level: First

Bedroom2

  • Level: Second
  • Area: 96

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Window features: Vinyl

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 895
  • Total interior livable area: 895 sqft

Kitchen

  • Area: 120

Living Room

  • Area: 150

Master Bathroom

  • Features: Shower

Master Bedroom

  • Level: First
  • Area: 120

Office

  • Area: 0

Property

Details

  • Parcel number: L4920051000105
  • Zoning description: Residential

Features

  • Stories: 1

Lot

  • Lot size: 8,276 sqft
  • Features: Less than .5 Acre
  • Lot size dimensions: .1900

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$63$756
Property Taxes $154$1,848
Electricity $193$2,320
Total$1,218$14,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,760/yr
40% on housing$36,540/yr
45% on housing$32,480/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 45011$168
Butler County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 45011$176
Butler County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$164,900
2023-04-20Sold$67,000
2020-07-10Sold$43,500
2020-06-26Pending sale$47,900
2020-06-08Price change$47,900
2020-05-14Listed for sale$49,900
2020-05-06Pending sale$49,900
2020-05-04Listed for sale$49,900
2009-07-16Sold$5,500
2009-04-28Sold$5,500
2008-12-26Sold$40,700
2008-09-16Sold$24,000

For Sale by Agent

AgentThomas J. VanSteenkiste
BrokerageReal Estate Professionals, LLC

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