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131 Sherman Ave, Hamilton, OH, 45013

2beds
2baths
1,234sqft
$139,900
$113price/sqft
$1,110/moest. monthly cost
$44,400/yrincome needed

About This Home

Welcome to this beautifully maintained 2-bedroom, 1.5-bath home in the heart of Hamilton! Spanning 1,234 sq. ft., this move-in-ready residence offers the perfect blend of historic charm and modern updates. The inviting main level features a bright living room with original hardwood floors and a functional kitchen with ample cabinetry. The second floor houses three comfortable bedrooms, while the full basement provides plenty of storage or workshop potential. Enjoy the outdoors on the classic covered front porch or retreat to the level backyard perfect for gardening or summer BBQs. This home also features a detached garage and a paved driveway for convenient off-street parking. Located just minutes from the vibrant dining and shopping.

Getting Around

69
WalkingSomewhat Walkable
22
TransitMinimal Transit
50
BikeBikeable

Schools

5/10
7/10
Wilson Middle SchoolGrades 7-80.6 mi
5/10
Hamilton High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven/Range,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial,Other

Bathroom1

  • Features: Full
  • Level: First

Bedroom2

  • Level: Second
  • Area: 110

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 182

Family Room

  • Area: 0

Features

  • Window features: Other

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,234
  • Total interior livable area: 1,234 sqft

Kitchen

  • Area: 150

Living Room

  • Area: 182

Master Bathroom

  • Features: Other

Master Bedroom

  • Level: Second
  • Area: 169

Office

  • Area: 0

Property

Details

  • Parcel number: P6411015000024
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 3,397 sqft
  • Lot size dimensions: .0781 acres

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$75$900
Property Taxes $135$1,620
Electricity $193$2,320
Total$1,110$13,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,057/yr
40% on housing$33,300/yr
45% on housing$29,600/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 45013$170
Butler County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 45013$175
Butler County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$184,900
2024-05-03Listing removed--
2024-04-13Price change$1,200
2024-03-24Listed for rent$1,400
2021-06-04Sold$83,000
2011-08-01Sold$21,000
2011-06-22Listed for sale$20,000
2011-04-13Sold$22,000
2008-09-19Sold$73,000
2008-03-31Sold$26,500
2008-01-14Sold$58,400
1999-12-30Sold$63,750

For Sale by Agent

AgentMatthew Kalogeras
BrokerageTrelora Realty, Inc

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