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146 Sherman Ave, Hamilton, OH, 45013

3beds
2baths
1,766sqft
$255,000
$144price/sqft
$1,866/moest. monthly cost
$74,640/yrincome needed

About This Home

Newly remodeled, new roof, soffits, floors, kitchens, baths, water heater, newer furnace it has central air and a great neighborhood, off street parking, large shed or tear it down to possibly build a garage. Home was formerly a duplex with two new kitchens two bedrooms up one bedroom down. Could easily be converted back by closing up a door. It currently is a 3 bedroom with 2 kitchens, 1 could be converted to a 4th bedroom instead for a 4bed 2 bath home. Downstairs has the stainless steel convection oven both kitchens have all new cabinets & countertops. A nice quiet street. Great house for somebody to move in with a family member on the other floor or you could have somebody move in and make your house payment for you. It's only a couple blocks to walk to the hospital. 2 Great parks blocks away! Limited service listing. see agent notes

Getting Around

70
WalkingVery Walkable
23
TransitMinimal Transit
49
BikeSomewhat Bikeable

Schools

5/10
7/10
Wilson Middle SchoolGrades 7-80.6 mi
5/10
Hamilton High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven/Range,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Features: Full
  • Level: First

Bathroom2

  • Features: Full
  • Level: Second

Bedroom2

  • Level: Second
  • Area: 0

Bedroom3

  • Level: Second
  • Area: 0

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Natural Woodwork,Ceiling Fan(s)
  • Door features: Multi Panel Doors
  • Window features: Double Hung,Vinyl

Heating & Cooling

  • Heating features: Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,766
  • Total interior livable area: 1,766 sqft

Kitchen

  • Features: Vinyl Floor
  • Area: 0

Living Room

  • Area: 0

Master Bathroom

  • Features: Tub w/Shower

Master Bedroom

  • Level: First
  • Area: 0

Office

  • Area: 0

Property

Details

  • Parcel number: P6411015000042
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 3,480 sqft
  • Features: Less than .5 Acre,Busline Near

Parking

  • Parking features: On Street,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,289$15,468
Home Insurance *$138$1,656
Property Taxes $246$2,952
Electricity $193$2,320
Total$1,866$22,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,977/yr
40% on housing$55,980/yr
45% on housing$49,760/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 45013$170
Butler County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 45013$175
Butler County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$255,000
2026-04-23Sold$125,000

For Sale by Agent

AgentJohn M Ervin
BrokeragePlum Tree Realty

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