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1031 N B St, Hamilton, OH, 45013

3beds
2baths
1,211sqft
$179,500
$148price/sqft
$1,370/moest. monthly cost
$54,800/yrincome needed

About This Home

Nice Duplex in a convenient location - 1st floor has two bedrooms, LR and full bath. 2nd floor has private entrance, 1 bedroom, LR and galley kitchen. A great opportunity for multi family or a rental. Updates include the roof 6 yrs, 1 furnace 2 yrs, hot water heater 10 yrs, 1 furnace is older. Both units have new carpeting, 1st flr kitchen has a new countertop. There is a two car detached garage that is not warranted.

Getting Around

18
WalkingCar-Dependent
0
TransitNo Nearby Transit
43
BikeSomewhat Bikeable

Schools

5/10
7/10
Wilson Middle SchoolGrades 7-80.9 mi
5/10
Hamilton High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family,Duplex

Interior

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Vinyl,Insulated Windows
  • Fireplace features: None

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Window Unit(s),Separate Air Conditioning

Interior Area

  • Total structure area: 1,211
  • Total interior livable area: 1,211 sqft

Property

Details

  • Parcel number: P6411032000007
  • Zoning description: Residential

Features

  • Stories: 1

Lot

  • Lot size: 4,356 sqft
  • Lot size dimensions: 35 x 130 Irr

Parking

  • Total spaces: 2
  • Parking features: On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $907$10,884
Home Insurance *$97$1,164
Property Taxes $173$2,076
Electricity $193$2,320
Total$1,370$16,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,971/yr
40% on housing$41,100/yr
45% on housing$36,533/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 45013$170
Butler County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 45013$175
Butler County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$179,500
2026-08-01Price change$179,500
2026-07-24Listed for sale$189,500
2006-10-30Sold$19,000
2006-03-08Sold$35,000
2005-12-09Sold$35,000
2003-09-12Sold$67,697
2003-01-08Sold$85,000

For Sale by Agent

AgentBetty Little
BrokerageColdwell Banker Realty

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