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1037 S 2nd St, Hamilton, OH, 45011

4beds
3baths
1,904sqft
$180,000
$95price/sqft
$1,359/moest. monthly cost
$54,360/yrincome needed

About This Home

Great opportunity to own a triplex in the path of progress in Hamilton! This property features one 2-bedroom, 1-bath unit upstairs with a bonus loft, plus two 1-bedroom, 1-bath units on the main level. Recent cosmetic updates have been completed throughout, and major mechanicals are already taken care of with roof, plumbing, HVAC, and water heater all approximately 3 years old. One 1-bedroom unit is currently rented at $860/month, while the remaining two units are vacant, allowing for easy showings and the opportunity for an owner-occupant or investor to set market rents. Please note: The occupied unit will be shown only after an accepted offer. All offers to be contingent upon walkthrough of the third unit. Don't miss this chance to add a solid multi-family property to your portfolio or move into one unit and live rent free!

Getting Around

64
WalkingSomewhat Walkable
24
TransitMinimal Transit
52
BikeBikeable

Schools

5/10
4/10
Garfield Middle SchoolGrades 7-81.3 mi
5/10
Hamilton High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family,Triplex

Interior

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Window features: Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Gas
  • Cooling features: Central Air,Wall Unit(s)

Interior Area

  • Total structure area: 1,904
  • Total interior livable area: 1,904 sqft

Property

Details

  • Parcel number: P6421020000079

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 3,484 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $910$10,920
Home Insurance *$71$852
Property Taxes $174$2,088
Electricity $204$2,450
Total$1,359$16,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,594/yr
40% on housing$40,770/yr
45% on housing$36,240/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$95This listing

vs Other Active Listings

Avg $/sqft

ZIP 45011$168
Butler County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 45011$176
Butler County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Pending sale$180,000
2026-05-08Listed for sale$180,000
2022-08-31Sold$85,000
2022-08-13Pending sale$107,400
2022-08-03Listed for sale$107,400
1999-03-02Sold$33,250

For Sale by Agent

AgentTyler Wehrung
BrokeragePlum Tree Realty

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