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2125 Winona Dr, Middletown, OH, 45042

2beds
1baths
1,068sqft
$149,888
$140price/sqft
$1,178/moest. monthly cost
$47,120/yrincome needed

About This Home

Attention investors and handy homebuyers! Don't miss this great value-add opportunity in Middletown. Tucked away on a quiet street, this home has been occupied by a reliable, long-term tenant for many years and is now ready for its next chapter. It does need some cosmetic updates and TLC, making it the perfect blank canvas to bring your modern design ideas to life. Whether you are looking to renovate and move in to build immediate equity, or upgrade the finishes to get top-market rent, the potential here is undeniable. The unfinished basement could easily be finished to add valuable extra living space. Outside, the spacious backyard is partially wooded for privacy and offers plenty of space for outdoor entertainment. Schedule your showing today!

Getting Around

31
WalkingCar-Dependent
20
TransitMinimal Transit
41
BikeSomewhat Bikeable

Schools

3/10
6/10
Middletown Middle SchoolGrades 7-81.6 mi
2/10
Middletown High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1927

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Concrete,Unfinished

Bathroom1

  • Features: Full
  • Level: First

Bedroom2

  • Level: First
  • Area: 90

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Area: 0

Family Room

  • Area: 224

Features

  • Window features: Vinyl,Insulated Windows

Heating & Cooling

  • Heating features: Gas
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total structure area: 1,068
  • Total interior livable area: 1,068 sqft

Kitchen

  • Features: Tile Floor
  • Area: 169

Living Room

  • Area: 0

Master Bathroom

  • Features: Tile Floor,Tub w/Shower

Master Bedroom

  • Level: First
  • Area: 140

Office

  • Area: 0

Property

Details

  • Parcel number: Q6511033000076
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio,Porch
  • Topography of land: Cleared
  • Residential vegetation: Oak,Partially Wooded

Lot

  • Lot size: 9,426 sqft
  • Features: Less than .5 Acre

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$84$1,008
Property Taxes $144$1,728
Electricity $193$2,320
Total$1,178$14,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,388/yr
40% on housing$35,340/yr
45% on housing$31,413/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 45042$127
Butler County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 45042$154
Butler County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$149,888
2007-12-26Sold$45,500
2007-10-09Sold$49,800
2005-09-09Sold$75,000

For Sale by Agent

AgentLuana King
BrokerageeXp Realty

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