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3218 Illinois Ave, Middletown, OH, 45042

4beds
2baths
1,664sqft
$202,400
$122price/sqft
$1,525/moest. monthly cost
$61,000/yrincome needed

About This Home

Great opportunity to own this well maintained duplex building in Middletown. Each unit has 2 bedrooms and 1 bath with washer and dryer hook up. Off street parking. Tenants pay gas and electric. Rents are: unit 3218 A $900 - 3218 B $550.Can be bundled with 2 other properties. MLS#'s: 954044 and 954049.

Getting Around

34
WalkingCar-Dependent
21
TransitMinimal Transit
37
BikeSomewhat Bikeable

Schools

5/10
2/10
Middletown High SchoolGrades 9-121.2 mi
6/10
Middletown Middle SchoolGrades 7-91.3 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Slab
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,664
  • Total interior livable area: 1,664 sqft

Property

Details

  • Parcel number: Q6511034000131
  • Zoning: Residential
  • Zoning description: Residential

Lot

  • Lot size: 7,836 sqft
  • Lot size dimensions: .1799

Parking

  • Parking features: No Garage,On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,023$12,276
Home Insurance *$114$1,368
Property Taxes $195$2,340
Electricity $193$2,320
Total$1,525$18,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,285/yr
40% on housing$45,750/yr
45% on housing$40,666/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 45042$126
Butler County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 45042$154
Butler County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$207,400
2026-03-15Listed for sale$209,900
2024-06-11Listing removed--
2024-05-09Price change$179,900
2024-04-10Price change$194,900
2024-02-09Listed for sale$204,900
2021-11-23Sold$90,300
2021-09-14Pending sale$114,000
2021-08-02Listed for sale$114,000
2007-10-15Sold$182,500
2005-07-08Sold$70,000

For Sale by Agent

AgentMarc Broomhall
BrokerageHoward Hanna Real Estate Serv

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