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4121 Lisa Ln, Middletown, OH, 45042

3beds
3baths
2,422sqft
$334,900
$138price/sqft
$2,464/moest. monthly cost
$98,560/yrincome needed

About This Home

This is a beautiful A-frame home nestled back off of the street. This home offers lots of natural light with the two-story vaulted ceiling great room boasting a wall of windows. It is a very versatile home with lots of style and character.

Getting Around

6
WalkingCar-Dependent
20
TransitMinimal Transit
14
BikeSomewhat Bikeable

Schools

7/10
6/10
Middletown Middle SchoolGrades 7-80.8 mi
2/10
Middletown High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walk-Out Access

Bathroom1

  • Features: Full
  • Level: First

Bathroom2

  • Features: Full
  • Level: First

Bathroom3

  • Features: Partial

Bedroom2

  • Level: First
  • Area: 176

Bedroom3

  • Level: Second
  • Area: 304

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Area: 0

Family Room

  • Features: Tile Floor,Other
  • Area: 460

Features

  • Window features: Double Pane Windows

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,422
  • Total interior livable area: 2,422 sqft

Kitchen

  • Features: Tile Floor
  • Area: 224

Living Room

  • Features: Other
  • Area: 160

Master Bathroom

  • Features: Other

Master Bedroom

  • Features: Wall-to-Wall Carpet,Other
  • Level: First
  • Area: 160

Office

  • Area: 0

Property

Details

  • Parcel number: Q6511042000032
  • Zoning description: Residential

Features

  • Stories: 1

Lot

  • Lot size: 0.57 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$189$2,268
Property Taxes $323$3,876
Electricity $259$3,117
Total$2,464$29,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,480/yr
40% on housing$73,920/yr
45% on housing$65,706/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 45042$126
Butler County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 45042$154
Butler County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$329,900
2026-07-13Listed for sale$334,900
2022-10-12Listing removed--
2022-09-06Price change$294,500
2022-07-08Listed for sale$299,900
2020-10-14Sold$226,000
2020-09-04Pending sale$229,900
2020-09-01Price change$229,900
2020-08-27Listed for sale$239,900
2020-08-21Pending sale$239,900
2020-08-13Price change$239,900
2020-08-05Price change$249,900
2020-07-23Price change$259,900
2020-07-15Listed for sale$269,900
2019-02-22Sold$150,745
1999-08-27Sold$146,500
1997-06-25Sold$133,000

For Sale by Agent

AgentJonathan Minerick
Brokeragehomecoin.com

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