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1120 Lafayette Ave, Middletown, OH, 45044

2beds
1baths
816sqft
$164,900
$202price/sqft
$1,276/moest. monthly cost
$51,040/yrincome needed

About This Home

Completely renovated and move-in ready, this charming 2-bedroom, 1-bath home at 1120 Lafayette Ave offers modern updates throughout. Recent improvements include a brand-new roof, new vinyl siding, fresh interior and exterior paint, new flooring, a beautifully remodeled bathroom, and a fully updated kitchen with brand-new appliances. Every detail has been thoughtfully updated, providing stylish, low-maintenance living that's perfect for first-time buyers, downsizers, or investors. Don't miss this opportunity to own a turnkey home ready for you to move in and enjoy!

Getting Around

7
WalkingCar-Dependent
24
TransitMinimal Transit
33
BikeSomewhat Bikeable

Schools

5/10
Amanda Elementary SchoolGrades PK-51.0 mi
5/10
2/10
Middletown High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: Main
  • Dimensions: 10 x 10

Bedroom

  • Level: Main
  • Dimensions: 9 x 11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 15 x 10

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 816
  • Total interior livable area: 816 sqft

Kitchen

  • Level: Main
  • Dimensions: 13 x 9

Living Room

  • Level: Main
  • Dimensions: 13 x 10

Property

Details

  • Parcel number: Q6521009000095
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.32 Acres
  • Lot size dimensions: .3200

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage,One Car Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $833$9,996
Home Insurance *$91$1,092
Property Taxes $159$1,908
Electricity $193$2,320
Total$1,276$15,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,748/yr
40% on housing$38,280/yr
45% on housing$34,026/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 45044$158
Butler County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 45044$168
Butler County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$159,900
2026-08-01Listed for sale$164,900
2008-06-17Sold$25,000
2005-12-22Sold$80,000

For Sale by Agent

AgentHossam Elsayed
BrokerageEmerald Home Advisors

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