123 Garfield St, Middletown, OH, 45044
About This Home
This fully renovated home features spacious rooms and soaring tall ceilings that create an airy, open feel. It boasts brand-new, state-of-the-art appliances and is nestled in a quiet neighborhood conveniently adjacent to local schools
Getting Around
Somewhat Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1909
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Range,Refrigerator
Basement
- Has basement: Yes
- Basement: Partial
Bedroom
- Level: Main
- Dimensions: 9 x 11
Bedroom
- Level: Main
- Dimensions: 11 x 11
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
Features
- Kitchen Island,Quartz Counters,Solid Surface Counters
- Window features: Vinyl
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 925
- Total interior livable area: 925 sqft
Property
Details
- Parcel number: Q6541001000091
- Zoning: Residential
- Zoning description: Residential
Features
- Levels: One
- Stories: 1
- Exterior features: Storage
Lot
- Lot size: 8,847 sqft
- Lot size dimensions: 43 x 209
Parking
- Parking features: Detached,Garage
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Ohio Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $960 | $11,520 |
| Home Insurance * | $105 | $1,260 |
| Property Taxes | $183 | $2,196 |
| Electricity | $193 | $2,320 |
| Total | $1,441 | $17,292 |
Income You'd Need if You Spent...
Ohio FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Listed for sale | $200,000 |
| 2025-10-03 | Sold | $80,000 |
| 2025-09-25 | Pending sale | $95,000 |
| 2025-09-19 | Listed for sale | $95,000 |
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