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2015 Howard Ave, Middletown, OH, 45044

2beds
1baths
812sqft
$119,900
$148price/sqft
$980/moest. monthly cost
$39,200/yrincome needed

About This Home

Welcome to 2015 Howard! Combining comfort with functionality. The interior welcomes you with a fantastic layout, highlighted by a generously sized kitchen. You won't have to sacrifice a dedicated eating area, as it includes a lovely separate dining room perfect for hosting dinners. In addition, you will have a basement with a laundry area, offering plenty of space for a workshop, storage solution, or whatever you can dream up! The charm extends seamlessly outside. The backyard is fully fenced, providing a perfect environment for pets or for hosting summer gatherings. Right off the back door, a patio awaits, serving as the perfect spot for barbecues, outdoor lounging, or winding down. Combining convenience, comfort, and a fantastic outdoor space, this delightful home is a rare find at a price unbeatable!schedule your tour today!

Getting Around

64
WalkingSomewhat Walkable
26
TransitSome Transit
46
BikeSomewhat Bikeable

Schools

5/10
2/10
Middletown High SchoolGrades 9-122.3 mi
6/10
Middletown Middle SchoolGrades 7-82.2 mi

Construction

Condition

  • Year built: 1904

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven/Range,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial

Bathroom1

  • Features: Full
  • Level: First

Bedroom2

  • Level: First
  • Area: 72

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Area: 64

Family Room

  • Area: 0

Features

  • Window features: Vinyl

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: None

Interior Area

  • Total structure area: 812
  • Total interior livable area: 812 sqft

Kitchen

  • Area: 132

Living Room

  • Area: 195

Master Bathroom

  • Features: Tub w/Shower

Master Bedroom

  • Level: First
  • Area: 156

Office

  • Area: 0

Property

Details

  • Parcel number: Q6541006000208

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 3,484 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$66$792
Property Taxes $115$1,380
Electricity $193$2,320
Total$980$11,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,600/yr
40% on housing$29,400/yr
45% on housing$26,133/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 45044$158
Butler County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 45044$168
Butler County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Listed for sale$117,500
2026-08-11Listing removed$119,900
2026-07-30Price change$119,900
2026-07-18Listed for sale$123,900
2026-07-10Pending sale$123,900
2026-07-03Listed for sale$123,900
2024-05-10Listing removed--
2024-04-16Listed for rent$895
2024-03-02Listing removed--
2024-01-24Listed for rent$895
2020-01-22Listing removed$685
2019-12-16Listed for rent$685
2018-11-02Listing removed$685
2018-10-01Listed for rent$685
2018-07-25Sold$64,900
2018-04-08Listing removed$685
2018-03-28Listed for rent$685
2018-01-29Sold$12,900
2018-01-09Pending sale$14,900
2018-01-05Price change$14,900
2017-12-23Listed for sale$17,500
2017-12-13Pending sale$17,500
2017-12-04Listed for sale$17,500
2017-09-22Listing removed$26,125
2017-08-30Listed for sale--
2015-01-28Sold$16,640
1999-06-10Sold$34,000
1997-11-17Sold$24,800

For Sale by Agent

AgentIsaac Wiggenhorn
BrokerageDixRoad RealEstate ServicesLLC

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