20 Sycamore Ter, Middletown, OH, 45044
About This Home
Welcome to this beautiful all stone historical home, featuring 5 bedrooms 3 full and 2 half baths. The home has hardwood floors and Pella windows all throughout. The kitchen has cherry cabinets, the study and living room have large fireplaces. The rear yard has a large covered patio with landscaping lined with flowers that lead to a waterfall. One of the original executive houses with only 4 owners all coming from Armco. Current owners of this 97 year old home have resided here for 43+ years.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1928
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Stone
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Has basement: Yes
- Basement: Full
Bathroom1
- Features: Full
- Level: Second
Bathroom2
- Features: Full
- Level: Second
Bathroom3
- Features: Full
- Level: Second
Bedroom2
- Level: Second
- Area: 195
Bedroom3
- Level: Second
- Area: 132
Bedroom4
- Level: Second
- Area: 143
Bedroom5
- Level: Second
- Area: 156
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 3
- 1/2 bathrooms: 2
Dining Room
- Level: First
- Area: 210
Family Room
- Area: 0
Features
- Window features: Wood Frames
Heating & Cooling
- Heating features: Gas,Hot Water
- Cooling features: Other
Interior Area
- Total structure area: 3,115
- Total interior livable area: 3,115 sqft
Kitchen
- Area: 150
Living Room
- Area: 384
Master Bathroom
- Features: Other
Master Bedroom
- Features: Bath Adjoins
- Level: Second
- Area: 264
Office
- Level: First
- Area: 154
Property
Details
- Parcel number: Q6541017000094
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 0.69 Acres
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Ohio Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $222 | $2,664 |
| Property Taxes | $386 | $4,632 |
| Electricity | $334 | $4,009 |
| Total | $2,964 | $35,568 |
Income You'd Need if You Spent...
Ohio FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Price change | $475,000 |
| 2026-04-21 | Price change | $485,000 |
| 2026-03-20 | Price change | $495,000 |
| 2026-01-30 | Price change | $500,000 |
| 2025-11-18 | Price change | $512,400 |
| 2025-10-28 | Price change | $514,900 |
| 2025-10-08 | Price change | $519,900 |
| 2025-09-16 | Price change | $529,900 |
| 2025-08-26 | Price change | $539,900 |
| 2025-08-04 | Listed for sale | $550,000 |
| 1985-11-01 | Sold | $170,000 |
For Sale by Agent
View on Zillow