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3711 Sherman Ave, Middletown, OH, 45044

4beds
2baths
1,650sqft
$310,000
$188price/sqft
$2,231/moest. monthly cost
$89,240/yrincome needed

About This Home

Ranch style home with 4 bedrooms, 2 full baths on corner lot! -Wood-frame with vinyl siding. -**Roof is 5 years old** -New windows. -1650 square feet with 580 square feet in finished basement. -2 car garage with very large driveway (picture half-court basketball). -Both full baths are refinished. -Kitchen refinished with subway tile and custom cabinets -Original hardwood floors throughout first level, refinished 8 years ago. -TONS OF STORAGE. Large pantry in kitchen. Lots of storage in garage including built-in shelving. Large entry-way closet. 2 spacious linen closets. Built-in book cases in living room, large storage room in basement. -Room in basement that could be an extra bedroom or office (currently a office) -**Attic fan whole house - energy saving/saves money** -Central air, gas forced air and gas hot water heater -Well-maintained lawn and outdoor space (repaved driveway in the last 5 years) -Home was owned and maintained by local contractor for over 40 years! *excellent condition*

Getting Around

33
WalkingCar-Dependent
21
TransitMinimal Transit
30
BikeSomewhat Bikeable

Schools

5/10
2/10
Middletown High SchoolGrades 9-121.3 mi
5/10

Construction

Condition

  • Year built: 1946

Materials

  • Roof: Shake / Shingle
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood,Linoleum / Vinyl
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,650 sqft

Property

Details

  • Parcel number: Q6541018000043

Features

  • Exterior features: Vinyl

Lot

  • Lot size: 0.28 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$172$2,064
Property Taxes $299$3,588
Electricity $193$2,320
Total$2,231$26,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,491/yr
40% on housing$66,930/yr
45% on housing$59,493/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 45044$157
Butler County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 45044$168
Butler County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Sold$295,000
2026-06-11Listed for sale$295,000
2026-06-11Pending sale$295,000
2026-06-09Price change$295,000
2026-05-30Listed for sale$310,000

For Sale by Owner

AgentProperty Owner

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