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1907 Hill Ave, Middletown, OH, 45044

5beds
2baths
1,988sqft
$205,000
$103price/sqft
$1,560/moest. monthly cost
$62,400/yrincome needed

About This Home

Opportunity you don't want to miss! This property features an ADU, offering the perfect chance for additional income while enjoying your own home. The main house includes 5 bedrooms and 2 bathrooms, while the ADU offers 1 bedroom, 1 bathroom, and a cozy living areaideal for rental income, guests, or extended family. Located in Middletown, this home has been recently renovated with new flooring, fresh paint, updated windows, and remodeled bathrooms. Don't let this great opportunity pass you by!

Getting Around

40
WalkingCar-Dependent
24
TransitMinimal Transit
38
BikeSomewhat Bikeable

Schools

5/10
2/10
Middletown High SchoolGrades 9-122.6 mi
5/10
Amanda Elementary SchoolGrades PK-51.9 mi

Construction

Condition

  • Year built: 1921

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial

Bathroom1

  • Features: Full
  • Level: First

Bathroom2

  • Features: Full
  • Level: First

Bedroom2

  • Level: First
  • Area: 96

Bedroom3

  • Level: Second
  • Area: 120

Bedroom4

  • Level: Second
  • Area: 120

Bedroom5

  • Level: Second
  • Area: 168

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 196

Family Room

  • Area: 0

Features

  • Window features: Vinyl
  • Fireplace features: Living Room

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,988
  • Total interior livable area: 1,988 sqft

Kitchen

  • Area: 160

Living Room

  • Features: Fireplace
  • Area: 140

Master Bathroom

  • Features: Wood Floor

Master Bedroom

  • Features: Wood Floor
  • Level: First
  • Area: 120

Office

  • Area: 0

Property

Details

  • Parcel number: Q6542031000227

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Other
  • Fencing: Wood

Lot

  • Lot size: 4,791 sqft
  • Features: Less than .5 Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,036$12,432
Home Insurance *$113$1,356
Property Taxes $198$2,376
Electricity $213$2,558
Total$1,560$18,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,485/yr
40% on housing$46,800/yr
45% on housing$41,600/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 45044$158
Butler County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 45044$168
Butler County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$205,000
2026-03-05Listed for sale$220,000
2025-03-26Listing removed$200,000
2025-03-10Listed for sale$200,000
2021-04-21Sold$45,000
2021-03-24Listing removed--
2015-10-27Listing removed$800
2015-09-26Listed for rent$800
2008-04-30Sold$20,800
2008-01-03Sold$46,400
2004-06-02Sold$87,000
1996-03-22Sold$61,900

For Sale by Agent

AgentViridiana Rodriguez Ruiz
BrokerageKeller Williams Advisors

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