3210 Finley St, Middletown, OH, 45044
About This Home
Charming brick ranch offering easy one-level living with no steps! This well-maintained home features a functional layout, comfortable living spaces, and convenient accessibility throughout. Major updates include a new HVAC system installed in 2024 for added efficiency and peace of mind. The septic tank has also been recently pumped and serviced. A great opportunity for buyers seeking low-maintenance living in a solid brick home!
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1949
Materials
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Basement: Other
Bedroom
- Level: Main
- Dimensions: 11 x 10
Bedroom
- Level: Main
- Dimensions: 10 x 10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 860
- Total interior livable area: 860 sqft
Kitchen
- Level: Main
- Dimensions: 18 x 9
Living Room
- Level: Main
- Dimensions: 14 x 11
Master Bedroom
- Level: Main
- Dimensions: 11 x 11
Property
Details
- Parcel number: Q6542116000039
- Zoning: Residential
- Zoning description: Residential
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 9,970 sqft
- Lot size dimensions: OR
Parking
- Parking features: Attached,Carport,Garage
- Has garage: Yes
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Ice Storm
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Ohio Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $737 | $8,844 |
| Home Insurance * | $81 | $972 |
| Property Taxes | $141 | $1,692 |
| Electricity | $193 | $2,320 |
| Total | $1,152 | $13,824 |
Income You'd Need if You Spent...
Ohio FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Price change | $140,000 |
| 2026-06-29 | Listed for sale | $145,900 |
| 2026-06-09 | Pending sale | $145,900 |
| 2026-06-02 | Listed for sale | $145,900 |
| 2026-04-17 | Sold | $139,900 |
| 2026-02-26 | Pending sale | $139,999 |
| 2026-02-19 | Price change | $139,999 |
| 2026-01-22 | Listed for sale | $145,000 |
| 2021-05-27 | Sold | $85,000 |
| 2021-04-09 | Pending sale | $80,000 |
| 2021-04-08 | Listed for sale | $80,000 |
| 2018-02-06 | Sold | $57,500 |
| 2017-09-06 | Sold | $20,500 |
| 2017-05-24 | Listed for sale | -- |
| 2007-07-02 | Sold | $47,700 |
| 2006-10-18 | Sold | $38,000 |
| 2005-03-04 | Sold | $75,000 |
| 2004-08-06 | Sold | $67,300 |
| 2000-04-07 | Sold | $63,000 |
View on Zillow