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195 Oneida Trl, Malvern, OH, 44644

3beds
2baths
1,293sqft
$335,000
$259price/sqft
$2,248/moest. monthly cost
$89,920/yrincome needed

About This Home

Looking for stunning sunsets from your own deck, enchanting privacy and lake life living ---You Found It!! Welcome to 195 Oneida Trail, Malvern. Located in the private community of Lake Mohawk, this home has two lots, just under 1 acre. Beautifully updated home with vaulted, beamed ceilings and so many major upgrades done in the last 4 years. Move In Ready! Main level boasts the perfect oasis with outstanding kitchen, newer black stainless steel appliances, granite counters, new hardwood cabinetry and new windows. Main bath is all new with tile surround, Provia frosted vinyl window, soaking tub and shower. Three sets of sliding glass doors on main floor, which brings in abundance of natural sunlight, leads to the upper deck made with Timbertech composite decking. Lower walk-out level is completely finished and includes family room with stone fireplace with a gas log insert. The laundry/utility room has newer cabinets with Cambria quartz counters. A mini kitchen, second full bath and third bedroom round out the lower level. Other improvements: Lennox gas furnace and AC system, 200 amp panel and service drop, gas line, whole house water filter system, retaining wall and rock landscaping. Adjacent lot #227 available to purchase for additional amount. Seller to retain gas, oil, mineral rights. Lake Mohawk is a private lake in Ohio with a community of boat/lake enthusiasts. It has a 500-acre lake for boating (unlimited horsepower), swimming, beaches, fishing, kayaking, tennis and pickleball courts, clubhouse and baseball field. Separate membership available for the golf course. Convenient to Akron, Cleveland and Pittsburgh areas.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

5/10
5/10
Malvern Middle SchoolGrades 6-81.6 mi
5/10
Malvern High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1971

Materials

  • Roof: Asphalt,Fiberglass
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Conventional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walk-Out Access

Bedroom

  • Level: First
  • Dimensions: 11 x 9

Bedroom

  • Level: First
  • Dimensions: 11 x 10

Bedroom

  • Level: Lower
  • Dimensions: 10 x 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Family Room

  • Level: Lower
  • Dimensions: 16 x 11

Features

  • Beamed Ceilings,Ceiling Fan(s),Cathedral Ceiling(s),Granite Counters,Open Floorplan,Storage,Vaulted Ceiling(s)
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas,Gas Log,Ventless
  • Fireplace: Yes
  • Finished area above ground: 1,293

Great Room

  • Level: First
  • Dimensions: 12 x 33

Heating & Cooling

  • Heating features: Baseboard,Electric,Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,293
  • Total interior livable area: 1,293 sqft

Kitchen

  • Level: Lower
  • Dimensions: 16 x 11

Laundry

  • Level: Lower
  • Dimensions: ND x ND

Property

Details

  • Parcel number: 030001445.000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio,Wrap Around
  • Exterior features: Lighting,Private Yard
  • Fencing: None
  • Has view: Yes
  • View description: Lake,Trees/Woods,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • Waterfront features: Lake Privileges

Lot

  • Lot size: 0.99 Acres
  • Features: Cul-De-Sac,Dead End,Irregular Lot,Private,Wooded

Parking

  • Parking features: Concrete,Driveway,No Garage,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Strong Wind
Hail
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$142$1,704
Property Taxes $220$2,640
Electricity $193$2,320
Total$2,248$26,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,074/yr
40% on housing$67,440/yr
45% on housing$59,946/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$259This listing

vs Other Active Listings

Avg $/sqft

ZIP 44644$184
Carroll County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 44644$179
Carroll County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$335,000
2026-07-15Price change$375,000
2026-06-11Price change$394,000
2026-05-22Listed for sale$399,000
2021-10-21Sold$150,000
2021-09-21Contingent$145,000
2021-09-16Listed for sale$145,000
2008-08-18Sold$50,000

For Sale by Agent

AgentDiane L Szittai
BrokerageCutler Real Estate

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