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14682 State Route 45, Lisbon, OH, 44432

1beds
1baths
704sqft
$115,000
$163price/sqft
$965/moest. monthly cost
$38,600/yrincome needed

About This Home

Welcome home to this charming, move-in-ready property located at 14682 State Route 45, offered at $115,000. Nestled on a peaceful ½-acre lot in the desirable Beaver Local School District, this cozy 1-bedroom, 1-bathroom home offers approximately 700 square feet of comfortable living space. Major updates have already been completed, including a newer roof, furnace, electrical system, and windows, giving buyers added confidence and reducing future maintenance costs. Whether you're looking for a starter home, downsizing, or searching for a quiet country retreat, this property offers affordable living with the perfect blend of comfort and privacy. Enjoy the serenity of the spacious yard while still being conveniently located near local amenities. Don't miss this opportunity to own an updated home with room to relax—all for just $115,000. Schedule your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
6/10
Beaver Local High SchoolGrades 9-124.0 mi
5/10

Construction

Condition

  • Year built: 1955

Materials

  • Roof: Asphalt,Fiberglass
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom

  • Level: First
  • Dimensions: 115 x 8

Bedroom

  • Level: First
  • Dimensions: 16.5 x 13.5

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area above ground: 704

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 704
  • Total interior livable area: 704 sqft

Kitchen

  • Level: First
  • Dimensions: 11.5 x 8.5

Living Room

  • Level: First
  • Dimensions: 17.5 x 11.5

Property

Details

  • Parcel number: 4000079.000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.58 Acres

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$99$1,188
Property Taxes $92$1,104
Electricity $193$2,320
Total$965$11,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,085/yr
40% on housing$28,950/yr
45% on housing$25,733/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 44432$169
Columbiana County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 44432$109
Columbiana County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Price change$105,000
2026-08-12Price change$110,000
2026-07-13Listed for sale$115,000

For Sale by Agent

AgentRodney W McHorney II
BrokerageHardcastle Realty, LLC

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