12729 Ulster Street, Thornton, CO, 80602
About This Home
Discover this modern We Cottage model located in the Riverdale Ranch community. Built in 2020, this 2-bedroom, 3-bathroom home offers 1,305 sqft of thoughtfully designed living space, a detached 2-car garage, and a generous 6ft crawl space providing excellent additional storage. The main level features an open floor plan with a bright living room, dining area, and a well-appointed kitchen—perfect for both everyday living and entertaining. Upstairs, you’ll find a versatile loft, a spacious primary bedroom with its own bathroom, a second bedroom, an additional full bath, and a conveniently located laundry area. Step outside to a great backyard designed for relaxation and entertainment, offering the perfect space for gatherings, grilling, or enjoying Colorado evenings. This low-maintenance home is ideally situated near Brighton's top parks and trails, the Adams County Fairgrounds, local golf courses, schools, shopping, and dining. With quick access to E-470 and Highway 7, commuting to Denver, Boulder, and surrounding areas is a breeze.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2020
Materials
- Roof: Composition
- Construction materials: Brick,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Basement
- Basement: Crawl Space
Bathroom
- Features: Primary Suite
- Level: Upper
Bathroom
- Level: Main
Bathroom
- Level: Upper
Bedroom
- Features: Primary Suite
- Level: Upper
Bedroom
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Family Room
- Level: Main
Features
- Finished area above ground: 1,305
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,305
- Total interior livable area: 1,305 sqft
Laundry
- Level: Upper
Loft
- Level: Upper
Property
Details
- Parcel number: R0199539
- Special condition: Standard
- Exclusions: Personal Property
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered
- Exterior features: Private Yard
Lot
- Lot size: 2,573 sqft
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Cold Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,073 | $24,876 |
| Home Insurance * | $196 | $2,352 |
| Property Taxes | $225 | $2,700 |
| Electricity | $186 | $2,232 |
| Total | $2,680 | $32,160 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-16 | Price change | $430,000 |
| 2026-01-17 | Price change | $440,000 |
| 2025-12-04 | Listed for sale | $450,000 |
| 2020-06-30 | Sold | $382,341 |
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