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12755 Ulster Street, Thornton, CO, 80602

2beds
2baths
896sqft
$379,000
$423price/sqft
$2,491/moest. monthly cost
$99,640/yrincome needed

About This Home

Looking for a move-in ready home that offers comfort, style, and low-maintenance living in a convenient Thornton location? This charming 2-bedroom, 1.5-bath residence features an open-concept layout filled with natural light, modern finishes, and inviting spaces designed for both every day living and entertaining. The spacious kitchen, dining, and living areas flow seamlessly, creating a warm and welcoming feel throughout. Enjoy the ease of HOA-maintained exterior and front yard maintenance. Additionally, the cozy backyard offers outdoor space to enjoy your morning coffee, summer barbeques, and space for your furry friends to stretch their legs. Ideally situated near shopping, dining, Light Rail access, and DIA, this home also offers close proximity to Adams County parks, trails, and recreation. A perfect opportunity for first-time buyers, downsizers, or investors looking for a move-in ready, low-maintenance home in the heart of Riverdale Ranch. Schedule your private showing today! OPEN HOUSE: Saturday, May 16th 12-2pm. Discounted rate options and no lender fee future refinancing may be available for qualified buyers of this home.

Getting Around

17
WalkingCar-Dependent
0
TransitNo Nearby Transit
45
BikeSomewhat Bikeable

Schools

6/10
4/10
5/10

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Frame,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Oven,Refrigerator,Washer
  • Laundry features: In Unit

Basement

  • Basement: Crawl Space

Bathroom

  • Level: Main

Bathroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Ceiling Fan(s),Granite Counters,Kitchen Island,Open Floorplan
  • Window features: Window Coverings
  • Flooring: Carpet,Tile,Vinyl
  • Finished area above ground: 896

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 896
  • Total interior livable area: 896 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Property

Details

  • Parcel number: R0199536
  • Special condition: Standard
  • Other equipment: Air Purifier
  • Exclusions: Personal Property

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch
  • Exterior features: Private Yard
  • Fencing: Full

Lot

  • Lot size: 2,613 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Cold Wave
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance *$181$2,172
Property Taxes $208$2,496
Electricity $186$2,232
Total$2,491$29,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,405/yr
40% on housing$74,730/yr
45% on housing$66,426/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$423This listing

vs Other Active Listings

Avg $/sqft

ZIP 80602$210
Adams County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 80602$199
Adams County$234

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Listed for sale$395,000
2020-12-22Sold$341,144

For Sale by Agent

AgentJessica Kinney
BrokerageOrchard Brokerage LLC

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