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9616 Lemon Drop Loop, Ruskin, FL, 33573

5beds
3baths
2,415sqft
$334,000
$138price/sqft
$2,615/moest. monthly cost
$104,600/yrincome needed

About This Home

You will love living in the Columbia. Five bedroom two and a half bathrooms with the primary bedroom on the first floor and four upstairs with a large loft. Plenty of upgrades with ceramic tile thru out the living room, kitchen and dining area, ceiling fans in all bedrooms. New wood floors in the primary bedroom. Granite looking counters and 42-inch cabinets in the kitchen. Wider driveway with pavers on each side, fenced in backyard. Great neighborhood with tennis courts, basketball courts and community pool. Easy commute to Tampa or Bradenton/Sarasota.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

5/10
Belmont Elementary SchoolGrades PK-60.5 mi
3/10
Jule F Sumner High SchoolGrades 7-121.6 mi
2/10
Eisenhower Middle SchoolGrades 2-3,5-121.9 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Other

  • Builder model: Columbia
  • Builder name: Lennar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer
  • Laundry features: Laundry Room

Bedroom2

  • Features: Built-in Closet
  • Level: Second
  • Area: 132
  • Dimensions: 12x11

Bedroom3

  • Features: Built-in Closet
  • Level: Second
  • Area: 132
  • Dimensions: 12x11

Bedroom4

  • Features: Built-in Closet
  • Level: Second
  • Area: 143
  • Dimensions: 11x13

Bedroom5

  • Features: Built-in Closet
  • Level: Second
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 112
  • Dimensions: 8x14

Features

  • Attic Fan,Ceiling Fan(s),Kitchen/Family Room Combo,Stone Counters,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Blinds,Window Treatments,Hurricane Shutters
  • Flooring: Carpet,Ceramic Tile,Hardwood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,901
  • Total interior livable area: 2,415 sqft

Kitchen

  • Level: First
  • Area: 126
  • Dimensions: 9x14

Living Room

  • Level: First
  • Area: 240
  • Dimensions: 15x16

Loft

  • Level: Second
  • Area: 192
  • Dimensions: 12x16

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 208
  • Dimensions: 13x16

Property

Details

  • Parcel number: U243119B8800001500006.0
  • Zoning: PD
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Irrigation System,Sidewalk
  • Fencing: Fenced,Vinyl
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 4,840 sqft
  • Features: Landscaped,Sidewalk
  • Lot size dimensions: 40 x 121

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,688$20,256
Home Insurance *$257$3,084
Property Taxes $427$5,124
Electricity $243$2,916
Total$2,615$31,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,657/yr
40% on housing$78,450/yr
45% on housing$69,733/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 33573$143
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33573$168
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-03Price change$360,000
2026-01-18Price change$385,000
2025-10-21Price change$399,000
2025-06-21Price change$410,000
2025-05-06Listed for sale$417,000

For Sale by Agent

AgentBob Sanders
BrokerageYELLOWFIN REALTY

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