429 Olive Conch St, Ruskin, FL, 33570
About This Home
Welcome to this beautiful 3-bedroom, 2-bath home located in Shell Cove in Ruskin, FL, offering comfort, functionality, and a convenient location in one of South Hillsborough County’s growing communities. Step inside to find a bright, open-concept living and dining area that creates a welcoming space for everyday living and entertaining. The kitchen is designed for convenience with ample cabinet storage, modern appliances, and a spacious layout that flows seamlessly into the main living area. The primary suite provides a relaxing retreat with a private en-suite bathroom and generous closet space, while two additional bedrooms offer flexibility for family, guests, or a home office. A second full bathroom is conveniently located to serve the additional bedrooms. Enjoy Florida living outdoors with a private backyard space, perfect for relaxing, grilling, or creating your own outdoor oasis. Situated in Ruskin, this home offers easy access to I-75, US-41, shopping, dining, schools, and the beautiful Tampa Bay waterfront. Commuting to Tampa, Brandon, and Sarasota is simple while still enjoying the comfort of a quiet neighborhood. Whether you’re a first-time homebuyer, growing family, or investor, this home is a wonderful opportunity to enjoy the Florida lifestyle. Schedule your private showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2020
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Freezer,Microwave,Refrigerator,Washer,Water Softener
- Laundry features: Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Eating Space In Kitchen,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Solid Wood Cabinets,Split Bedroom,Stone Counters,Thermostat,Walk-In Closet(s)
- Door features: Sliding Doors
- Window features: Blinds,Shutters,Hurricane Shutters,Hurricane Shutters/Windows
- Flooring: Ceramic Tile,Luxury Vinyl
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 2,034
- Total interior livable area: 1,516 sqft
Kitchen
- Level: First
Living Room
- Features: Ceiling Fan(s)
- Level: First
Primary Bathroom
- Level: First
Primary Bedroom
- Features: En Suite Bathroom,Walk-In Closet(s)
- Level: First
Property
Details
- Parcel number: U063219C0700000000330.0
- Zoning: PD
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: Irrigation System,Lighting,Private Yard,Sidewalk
Lot
- Lot size: 5,000 sqft
- Features: Above Flood Plain
- Lot size dimensions: 40 x 125
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Cold Wave
- Hurricane
- Lightning
- Tornado
- Hail
- Heat Wave
- Inland Flooding
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Hillsborough County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,453 | $17,436 |
| Home Insurance * | $137 | $1,644 |
| Property Taxes | $193 | $2,316 |
| Electricity | $197 | $2,366 |
| Total | $1,980 | $23,760 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-21 | Price change | $287,500 |
| 2026-03-24 | Price change | $292,500 |
| 2026-03-17 | Listed for sale | $300,000 |
View on Zillow