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1349 ANCHOR BEND DRIVE, Ruskin, FL, 33570

4beds
2baths
1,926sqft
$329,900
$171price/sqft
$2,545/moest. monthly cost
$101,800/yrincome needed

About This Home

Virtually Staged. Price Improvement! Welcome to this beautifully designed 4-bedroom, 2-bath home offering over 1,900 square feet of thoughtfully designed living space in the desirable Shell Cove community of Ruskin. Built in 2022, this move-in-ready home features a modern open-concept floor plan that seamlessly connects the living, dining, and kitchen areas, creating the perfect space for everyday living and entertaining. The well-appointed kitchen showcases stainless steel appliances, abundant cabinetry, a spacious center island, and a pantry for added storage. The private primary suite offers a relaxing retreat with a walk-in closet and an en-suite bath featuring a large vanity and a spacious walk-in shower. Three additional bedrooms provide flexibility for family, guests, or a home office. Residents of Shell Cove enjoy exceptional community amenities, including a resort-style pool, playground, dog park, scenic ponds, and walking trails. Just minutes away, you'll find a marina, boat club, waterfront dining, and public beach access, making it easy to enjoy boating, fishing, and the best of Florida's coastal lifestyle. Conveniently located near US-41 and I-75, with easy access to Tampa, St. Petersburg, Bradenton, shopping, dining, medical facilities and schools this beautiful home offers the perfect blend of comfort, convenience, and modern Florida living.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

2/10
Thompson ElementaryGrades PK-52.7 mi
2/10
Shields Middle SchoolGrades 6-85.1 mi
3/10
Lennard High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 127.65
  • Dimensions: 11.1x11.5

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 127.68
  • Dimensions: 11.2x11.4

Bedroom4

  • Features: Built-in Closet
  • Level: First
  • Area: 116.052
  • Dimensions: 10.18x11.4

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 173.6
  • Dimensions: 11.2x15.5

Features

  • Split Bedroom
  • Door features: Sliding Doors
  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,401
  • Total interior livable area: 1,926 sqft

Kitchen

  • Features: Kitchen Island,Pantry
  • Level: First
  • Area: 217.14
  • Dimensions: 14.1x15.4

Living Room

  • Level: First
  • Area: 246.4
  • Dimensions: 11.2x22

Primary Bedroom

  • Features: En Suite Bathroom,Shower No Tub,Walk-In Closet(s)
  • Level: First
  • Area: 198.4
  • Dimensions: 12.8x15.5

Property

Details

  • Parcel number: U063219C0700000000051.0
  • Zoning: PD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 6,000 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Lightning
Tornado
Hail
Heat Wave
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$157$1,884
Property Taxes $523$6,276
Electricity $197$2,366
Total$2,545$30,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,257/yr
40% on housing$76,350/yr
45% on housing$67,866/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 33570$146
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33570$189
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$319,900
2026-07-15Price change$329,900
2026-06-25Listed for sale$344,900
2024-12-19Listing removed$2,099
2024-11-27Price change$2,099
2024-11-22Price change$2,185
2024-11-06Price change$2,195
2024-10-29Price change$2,295
2022-09-06Price change$2,545
2022-08-27Price change$2,295
2022-08-19Sold$380,000
2022-08-09Price change$2,450
2022-07-23Price change$2,545
2022-07-15Listed for rent$2,650

For Sale by Agent

AgentCindy Greco
BrokerageEXP REALTY LLC

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