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449-453 Chestnut St, San Francisco, CA, 94133

7beds
4baths
4,806sqft
$1,795,000
$373price/sqft
$13,468/moest. monthly cost
$538,720/yrincome needed

About This Home

449-453 Chestnut Street, a rare opportunity to own a piece of North Beach, one of San Francisco's most storied and sought-after neighborhoods. Built in 1907, this Victorian four-unit property spans 4,806 square feet with in-unit laundry in every unit. 449 and 451 Chestnut each offer two bedrooms, one bath, a family room, and a living room, while 453 Chestnut offers one bedroom, one bath, a living room, and an office, all three currently tenant-occupied and generating income. A detached cottage at 453A is delivered vacant, a two bedroom, one bath retreat with its own private outdoor space apart from the shared garden, ready for an owner-occupant or a new tenant at market rate. Steps from Washington Square and North Beach's cafes and restaurants, with easy access to the Financial District and the Embarcadero, 449-453 Chestnut Street offers a flexible opportunity to claim a stake in one of San Francisco's most iconic neighborhoods.

Getting Around

98
WalkingWalker's Paradise
83
TransitExcellent Transit
68
BikeBikeable

Schools

9/10
5/10
Francisco Middle SchoolGrades 6-80.1 mi
7/10
Galileo High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1907

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Quadruplex

Interior

Appliances

  • Appliances included: Dryer,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 4

Features

  • Flooring: Hardwood,Linoleum,Carpet
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: No Air Conditioning

Interior Area

  • Total structure area: 4,806
  • Total interior livable area: 4,806 sqft

Property

Details

  • Parcel number: 0063 026
  • Special condition: Standard

Features

  • Exterior features: Back Yard,Garden/Play

Lot

  • Lot size: 3,049 sqft
  • Features: Sloped Up

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,076$108,912
Home Insurance *$1,171$14,052
Property Taxes $2,191$26,292
Electricity $1,030$12,367
Total$13,468$161,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$461,760/yr
40% on housing$404,040/yr
45% on housing$359,146/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$373This listing

vs Other Active Listings

Avg $/sqft

ZIP 94133$964
San Francisco County$695

vs Homes Sold Last Month

Median $/sqft

ZIP 94133$1,375
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$1,795,000
2026-07-30Listed for sale$1,795,000

For Sale by Agent

AgentJacob Adams
BrokerageDUDUM REAL ESTATE GROUP

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