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1138-1140 Taylor St, San Francisco, CA, 94108

0beds
1baths
5,282sqft
$7,250,000
$1,373price/sqft
$45,706/moest. monthly cost
$1,828,240/yrincome needed

About This Home

San Francisco meets New York style in this extraordinary Nob Hill residence. This elegant Renaissance-style home is a timeless architectural treasure that seamlessly blends classic European-inspired design with modern luxury. Experience sophisticated city living in this exceptional five-bedroom, six-bath residence offering approximately 5282 sq. ft with private two-car garage with storage and includes a 465 sqft legal in-law. Ideally located just half a block from Huntington Park and the iconic Grace Cathedral, this rare home in the heart of one of San Francisco's most prestigious and vibrant neighborhoods. Enjoy immediate access to renowned dining destinations including The Big 4, Nob Hill Caf, and other celebrated restaurants, along with nearby luxury hotels and cultural landmarks. The main residence offers an exceptional floor plan designed for both elegant entertaining and comfortable everyday living. The first level features three spacious bedroom suites. The main living level showcases an elegant living room, formal dining room, well-appointed kitchen, additional bedroom, full bath, den and sunroom perfect for a home office or gym. The top-level leads to a gracious parlor with immediate access to an extraordinary 620 sq. ft. private deck, an exceptional outdoor retreat ideal for entertaining, dining, and relaxing. An additional bedroom and full bath with direct deck access boast spectacular views. The lower level adds tremendous versatility with a media room, additional flexible room currently used as an office but has been used as gym or additional bedroom, wet bar, full bath, wine room, laundry area, and direct access to a private rear patio. Discreetly located behind the garage is a legal studio apartment of approximately 450 sq. ft., Offering flexibility for extended family, guests, an au pair, or supplemental living space. Select rear rooms on the upper levels and the expansive deck offer outlooks toward the Bay, Bay Bridge, and Telegraph Hill, enhancing the home's connection to its iconic surroundings. The home's New York-inspired style blends timeless San Francisco architecture with modern comfort and exceptional scale. Significant infrastructure improvements complement the home's timeless architecture. The property has been extensively upgraded with a new foundation with the addition of a new lower level,300-amp electrical service, and zoned heating/air conditioning. NOTE: All sqft is approximative and from graphic artist.

Getting Around

99
WalkingWalker's Paradise
100
TransitRider's Paradise
58
BikeBikeable

Schools

7/10
Marina Middle SchoolGrades 6-81.4 mi
7/10
Galileo High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1923

Materials

  • Foundation: Concrete
  • Roof: Asphalt

Type & Style

  • Home type: Townhouse
  • Architectural style: Other
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Refrigerator,Ice Maker

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Storage,Wet Bar
  • Flooring: Carpet,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 5,282
  • Total interior livable area: 5,282 sqft

Property

Details

  • Parcel number: 0222022
  • Special condition: Trust
  • Other equipment: Water Filter System

Features

  • Stories: 4
  • Patio & porch: Balcony/Deck,Deck,Uncovered Patio
  • Has view: Yes
  • View description: Bay,Bridge(s),City
  • Has water view: Yes
  • Water view: Bay
  • Topography of land: Lot Sloped

Lot

  • Lot size: 1,820 sqft
  • Features: None

Parking

  • Total spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $36,659$439,908
Home Insurance *$400$4,800
Property Taxes $7,515$90,180
Electricity $1,132$13,591
Total$45,706$548,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,567,062/yr
40% on housing$1,371,180/yr
45% on housing$1,218,826/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,373This listing

vs Other Active Listings

Avg $/sqft

ZIP 94108$700
San Francisco County$694

vs Homes Sold Last Month

Median $/sqft

ZIP 94108$1,312
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-30Listed for sale$7,250,000

For Sale by Agent

AgentJames B. Hurley
BrokerageVanguard Properties

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