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2573 California St, San Francisco, CA, 94115

4beds
3baths
2,858sqft
$2,795,000
$978price/sqft
$18,410/moest. monthly cost
$736,400/yrincome needed

About This Home

Awash in light from expansive bay windows, this lovely Victorian home boasts soaring ceilings, immaculate hardwood floors and lovely period details. Offering the ultimate in indoor/outdoor living, the main level has a bright chef's kitchen that opens onto an expansive walk-out deck that looks onto a lush, exceptionally deep south-facing garden. Ideally-configured for entertaining, this level boasts a spacious living room, formal dining room, family room and bathroom. The upper level offers four generous bedrooms with abundant closet space and a sunny tiled bath. The southernmost bedroom enjoys a view of Sutro Tower and lovely outlooks to the deep, sunny garden. A sunlit studio apartment on the garden level offers a world of possibilities as guest quarters, home office or a rental unit with its own separate entrance. This lovely home is completed by garage parking and abundant storage. Very convenient to the shops and restaurants of Fillmore Street and the City's most sought-after private schools!

Getting Around

99
WalkingWalker's Paradise
76
TransitExcellent Transit
82
BikeVery Bikeable

Schools

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1900

Materials

  • Construction materials: Wood,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Gas Range,Free-Standing Refrigerator,Range Hood,Plumbed For Ice Maker

Bathroom

  • Features: Shower Stall(s)

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main
  • Area: 0

Family Room

  • Level: Lower,Main
  • Area: 0

Features

  • Window features: Bay Window(s)
  • Flooring: Carpet,Wood

Heating

  • Heating features: Central,Natural Gas,Wall Furnace

Interior Area

  • Total structure area: 2,858
  • Total interior livable area: 2,858 sqft

Kitchen

  • Features: Pantry Cabinet, Quartz Counter
  • Level: Lower
  • Area: 0

Living Room

  • Level: Main
  • Area: 0

Master Bedroom

  • Features: Closet, Sitting Area
  • Area: 0

Property

Details

  • Parcel number: 0655027
  • Attached to another structure: Yes
  • Zoning: RTO-C
  • Special condition: Trust

Features

  • Stories: 3
  • Patio & porch: Uncovered Patio
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Sutro Tower

Lot

  • Lot size: 3,388 sqft
  • Features: Garden,Landscaped

Parking

  • Total spaces: 1
  • Parking features: Enclosed,Independent,On Site (Single Family Only)
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,133$169,596
Home Insurance *$857$10,284
Property Taxes $2,808$33,696
Electricity $612$7,354
Total$18,410$220,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$631,200/yr
40% on housing$552,300/yr
45% on housing$490,933/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$978This listing

vs Other Active Listings

Avg $/sqft

ZIP 94115$792
San Francisco County$694

vs Homes Sold Last Month

Median $/sqft

ZIP 94115$1,098
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Pending sale$2,795,000
2026-04-25Listed for sale$2,795,000

For Sale by Agent

AgentTim Johnson
BrokerageCompass

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