




3940 - 3942 Clay Street, San Francisco, CA, 94118
About This Home
Exceptional Presidio Heights duplex rich in architectural history and made for gracious San Francisco living. Built in 1908 by noted Swedish-born architect, August Nordin, this special property has been cherished and fabulously maintained by its artist-owner. Soaring ceilings, hardwood floors, stained and beveled glass, original millwork, wood-burning fireplaces, a lush garden, spectacular rooftop deck, and two-car garage parking are just the beginning. The expansive owner's residence occupies the top two levels with wonderful scale and natural light. An elegant foyer opens to a grand dining room and lavish living room with fireplace and southern hill and city views. The airy eat-in kitchen features quartz counters, stone tile floors, stainless steel appliances, gas range, and a charming center garden patio. Two bright bedrooms overlooking the garden and a remodeled bath complete this level. Upstairs, the private primary suite includes hardwood floors, vaulted ceilings, a built-in window seat and full bath with jetted tub. An intimate second living livingroom area has west-facing outlooks toward the Pacific Ocean and peaceful Temple Emanu-El and opens to an extraordinary rooftop deck with expansive views. A spectacular setting for morning coffee, outdoor workouts, gardening, entertaining, and evening cocktails above the city. The lower residence echos the same footprint as above. A spacious living room and dining room, two bedrooms, a full bath, separate water closet, and a kitchen with outdoor access. An additional flexible lower-level live/work unit, workshop area, and two-car garage add exceptional versatility. The Presidio is practically at your doorstep, with Laurel Village, Sacramento Street and Clement Street nearby for shopping, dining and neighborhood favorites. Downtown, the beaches, Golden Gate Bridge and Marin are all within easy reach. Architectural pedigree, a spectacular rooftop deck, parking, ideal location, rental income, and a remarkable owner's residence, all in the heart of Presidio Heights. *Additional photos, videos, floor plans and property info. are available through virtual media.
Getting Around
Schools
Construction
Condition
- Year built: 1908
Materials
- Foundation: Concrete
- Roof: Composition
- Construction materials: Wood
Type & Style
- Home type: MultiFamily
- Architectural style: Edwardian
- Property subType: Duplex
Interior
Appliances
- Appliances included: Free-Standing Gas Range,Disposal,Dishwasher,Washer/Dryer
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 3
- Partial bathrooms: 2
Features
- Unit 1 - Beds: 0,Baths: 0,Square Footage: 5530 | Unit 2 - Beds: 2,Baths: 2,Square Footage: 2000 | Unit 3 - Beds: 3,Baths: 0,Square Footage: 5530 | Unit 4 - Beds: 0,Baths: 0,Square Footage: 5530 | Interior Features: Vaulted Ceiling(s)
- Flooring: Wood,Tile,Stone,Painted/Stained,Carpet
Interior Area
- Total structure area: 5,000
- Total interior livable area: 5,000 sqft
Property
Details
- Parcel number: 0991011
- Special condition: Trust
Features
- Levels: Three Or More
- Patio & porch: Deck,Balcony/Deck
- Exterior features: Yard Space
- Fencing: Fenced
- Has view: Yes
- View description: Trees/Woods,Water,San Francisco,Hills,City
- Has water view: Yes
- Water view: Water
Lot
- Lot size: 3,188 sqft
- Features: Sidewalk,Landscape Back,Garden
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in San Francisco County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $40,442 | $485,304 |
| Home Insurance * | $1,311 | $15,732 |
| Property Taxes | $8,019 | $96,228 |
| Electricity | $1,072 | $12,866 |
| Total | $50,844 | $610,128 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-25 | Listed for sale | $7,998,000 |
