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3052 Sacramento St, San Francisco, CA, 94115

4beds
3baths
2,692sqft
$3,000,000
$1,114price/sqft
$19,765/moest. monthly cost
$790,600/yrincome needed

About This Home

Beautifully remodeled Victorian sits on an expansive 27' x 128' lot (per tax) in the heart of Pacific Heights. Rich in period charm and thoughtfully updated for modern living, the home combines classic architectural details with spacious rooms and outstanding potential for future expansion. The main level welcomes you with soaring ceilings, a gracious formal entry featuring a charming library alcove. The sun-filled, south-facing living room is highlighted by a beautiful bay window, while the adjoining formal dining room, complete with a wood-burning fireplace, provides an inviting space for entertaining. The kitchen was extensively remodeled within the past few years and includes a butler's pantry, stainless steel appliances, quartz slab countertops, abundant cabinetry, bar seating, and a separate breakfast area. From the breakfast room, step onto a spacious deck overlooking the large, sunny backyard, an ideal setting for outdoor dining, gardening, or simply relaxing. Also on this level are two remodeled bathrooms, including a full bath with a stacked washer and dryer, and a stylish powder room. Two bedrooms complete this level including a generous rear bedroom with direct access to the garden. Inlaid hardwood floors, high ceilings, and beautifully preserved Victorian details add warmth and character throughout. The lower level, with its own private entrance, offers exceptional flexibility for extended family, guests, a home office, or future customization. It includes a living room that opens to a private patio, an eat-in kitchen, two bedrooms (one with a decorative fireplace), a full bathroom, and a concealed door leading to additional storage. This level is located behind the spacious side-by-side two-car garage. The property presents a rare opportunity to further enhance and expand, allowing the next owner to create a truly exceptional residence. Enjoy the home as it is today while exploring its considerable potential.

Getting Around

96
WalkingWalker's Paradise
73
TransitExcellent Transit
71
BikeVery Bikeable

Schools

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1900

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,ENERGY STAR Qualified Appliances,Free-Standing Gas Oven,Free-Standing Refrigerator,Gas Water Heater,Range Hood,Self Cleaning Oven,Washer/Dryer Stacked

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Formal Entry
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other
  • Cooling features: Multi Units,See Remarks

Interior Area

  • Total structure area: 2,692
  • Total interior livable area: 2,692 sqft

Kitchen

  • Features: Breakfast Area, Breakfast Room, Butlers Pantry, Quartz Counter
  • Area: 0

Living Room

  • Area: 0

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 001101010
  • Attached to another structure: Yes
  • Special condition: Trust,Standard

Features

  • Stories: 2

Lot

  • Lot size: 3,510 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached,Garage Faces Front,Side By Side,On Site (Single Family Only)
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,169$182,028
Home Insurance *$920$11,040
Property Taxes $3,099$37,188
Electricity $577$6,927
Total$19,765$237,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$677,657/yr
40% on housing$592,950/yr
45% on housing$527,066/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,114This listing

vs Other Active Listings

Avg $/sqft

ZIP 94115$789
San Francisco County$694

vs Homes Sold Last Month

Median $/sqft

ZIP 94115$1,098
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$3,000,000
2026-07-28Listed for sale$3,000,000

For Sale by Agent

AgentDavid W. Gowan
BrokerageGolden Gate Sotheby's Intl

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