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1545-1547 Balboa St, San Francisco, CA, 94118

4beds
2baths
2,850sqft
$1,950,000
$684price/sqft
$12,751/moest. monthly cost
$510,040/yrincome needed

About This Home

Prime Inner Richmond Duplex with Exceptional Income Potential Rare opportunity for investors or owner-occupants in San Francisco's highly sought-after Inner Richmond neighborhood. This well-maintained duplex features two spacious units, each offering 2 bedrooms, 1 bathroom, a formal living room, and a formal dining roomlayouts that continue to attract strong tenant demand. In addition, the property includes a bonus in-law unit, providing flexibility for supplemental rental income, multigenerational living, or other potential uses (buyer to verify). Situated in one of San Francisco's most desirable rental markets, this property benefits from strong occupancy demand, stable income potential, and long-term appreciation prospects. With a motivated seller, this is an excellent opportunity to acquire a valuable asset in a premier location. All units are tenant-occupied. Please do not disturb occupants.

Getting Around

88
WalkingVery Walkable
71
TransitExcellent Transit
84
BikeVery Bikeable

Schools

9/10
9/10
Presidio Middle SchoolGrades 6-80.8 mi
8/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1921

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • Partial bathrooms: 1

Interior Area

  • Total structure area: 2,850
  • Total interior livable area: 2,850 sqft

Property

Details

  • Parcel number: 1628030
  • Special condition: Standard

Features

  • Levels: Three Or More

Lot

  • Lot size: 2,495 sqft
  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,860$118,320
Home Insurance *$319$3,828
Property Taxes $1,961$23,532
Electricity $611$7,333
Total$12,751$153,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$437,177/yr
40% on housing$382,530/yr
45% on housing$340,026/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$684This listing

vs Other Active Listings

Avg $/sqft

ZIP 94118$770
San Francisco County$694

vs Homes Sold Last Month

Median $/sqft

ZIP 94118$1,334
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-06Listed for sale$1,950,000
2025-11-05Listing removed$1,850,000
2025-09-10Listed for sale$1,850,000
2025-03-12Listing removed$1,995,000
2025-02-18Price change$1,995,000
2024-10-06Price change$2,095,000
2024-09-26Price change$2,200,000
2024-09-14Listed for sale$2,350,000
2018-01-09Sold$1,768,000
2014-11-10Sold$1,030,000

For Sale by Agent

AgentXing-Chia Roxy Tsai
BrokerageCentury 21 Masters

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