Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

353 Rivera St, San Francisco, CA, 94116

3beds
4baths
2,073sqft
$2,500,000
$1,206price/sqft
$14,852/moest. monthly cost
$594,080/yrincome needed

About This Home

353 Rivera Street, San Francisco - Rare build-ready opportunity! Fully vacant and gutted to the studs, this property has cleared all red tags and comes with approved plans for a 2,674 sq. ft. two-story home plus a 1,357 sq. ft. roof deck. From the upper level, enjoy partial ocean views, while the groundwork has already been completed with updated electrical, plumbing, and compliance with California building standards. Positioned on a corner lot near parks and schools, this project is ideal for investors, developers, or end-users looking to create a dream residence in San Francisco.

Getting Around

81
WalkingVery Walkable
74
TransitExcellent Transit
44
BikeSomewhat Bikeable

Schools

8/10
7/10
9/10

Construction

Condition

  • Property condition: Fixer
  • Year built: 1926

Materials

  • Roof: Flat

Type & Style

  • Home type: MultiFamily
  • Property subType: Triplex

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 4

Interior Area

  • Total structure area: 2,073
  • Total interior livable area: 2,073 sqft

Property

Details

  • Parcel number: 2336026
  • Special condition: Offer As Is

Lot

  • Lot size: 2,077 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Off Street,Uncovered
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,641$151,692
Home Insurance *$267$3,204
Property Taxes $1,500$18,000
Electricity $444$5,334
Total$14,852$178,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$509,211/yr
40% on housing$445,560/yr
45% on housing$396,053/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,206This listing

vs Other Active Listings

Avg $/sqft

ZIP 94116$729
San Francisco County$694

vs Homes Sold Last Month

Median $/sqft

ZIP 94116$1,070
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-11Price change$2,500,000
2025-09-10Price change$1,750,000
2025-09-04Listed for sale$1,900,000
2025-08-21Listing removed$1,550,000
2025-05-06Sold$500
2024-10-14Price change$1,349,000
2024-08-19Price change$1,375,000
2024-07-31Price change$1,399,000
2024-07-10Price change$1,449,000
2024-06-21Listed for sale$1,495,000
2023-12-27Listing removed--
2023-12-08Listed for sale$1,495,000

For Sale by Agent

AgentGary Bradley
BrokerageeXp Realty of Northern CA Inc.

Similar Homes