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2318-2320 21st Ave, San Francisco, CA, 94116

7beds
5baths
4,777sqft
$1,999,999
$419price/sqft
$13,434/moest. monthly cost
$537,360/yrincome needed

About This Home

Rarely available and delivered fully vacant, this classic Parkside duplex at 2318-2320 21st Avenue offers two spacious, full-floor flats with exceptional flexibility for owner-occupiers and investors alike. The upper unit (2318) features four generously sized bedrooms, two bathrooms, and a recently renovated kitchen, all the while receiving an abundance of natural light. Directly below, the middle unit (2320) offers a remarkably spacious layout anchored by a large living room, complete with three bedrooms, two bathrooms, and a highly versatile bonus room flexible as an office, storage room, or home gym. Rounding out this impressive property is a finished basement that provides wonderful potential for future expansion or reconfiguration, subject to the buyer's verification of permits/ feasibility with the city. A two-car garage with extra storage and a low-maintenance backyard complete the home. Perfectly positioned for convenience, the property sits just a short distance from Taraval Ave's corridor of shops and restaurants. With easy transit options along both Taraval and 19th Avenue, residents will enjoy a seamless commute to Downtown San Francisco, San Francisco State University, Stonestown Galleria, Golden Gate Park and much more!

Getting Around

93
WalkingWalker's Paradise
68
TransitGood Transit
52
BikeBikeable

Schools

7/10
Aptos Middle SchoolGrades 6-81.2 mi
9/10

Construction

Condition

  • Year built: 1926

Materials

  • Foundation: Raised
  • Roof: RolledHotMop, Tile

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Residential Income

Interior

Appliances

  • Appliances included: Washer/Dryer

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 5

Features

  • Door features: None
  • Flooring: Laminate,Tile,Vinyl Linoleum

Heating & Cooling

  • Heating features: Central Forced Air Gas
  • Cooling features: None

Interior Area

  • Total structure area: 4,777
  • Total interior livable area: 4,777 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2349036A
  • Zoning: RH2
  • Special condition: Standard

Features

  • Stories: 2

Lot

  • Lot size: 2,703 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,113$121,356
Home Insurance *$213$2,556
Property Taxes $2,084$25,008
Electricity $1,024$12,292
Total$13,434$161,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$460,594/yr
40% on housing$403,020/yr
45% on housing$358,240/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$419This listing

vs Other Active Listings

Avg $/sqft

ZIP 94116$761
San Francisco County$695

vs Homes Sold Last Month

Median $/sqft

ZIP 94116$1,070
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-15Listed for sale$1,999,999
2002-09-06Sold$865,000
1998-03-20Sold$580,000
1997-05-07Sold$485,000

For Sale by Agent

AgentAnthony Wong
BrokerageHaylen Real Estate

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