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50-52 Ramona Ave, San Francisco, CA, 94103

5beds
2baths
2,950sqft
$1,350,000
$458price/sqft
$9,101/moest. monthly cost
$364,040/yrincome needed

About This Home

Situated on a picture-perfect Mission Dolores block, 50-52 Ramona is a charming duplex offering exceptional flexibility for both owner-occupants and investors - and a compelling condo alternative with extra built-in income for buyers seeking a well appointed home with great parking, storage, and long-term investment versatility. The upper residence at 52 Ramona is an expansive 3-bedroom, 1-bath owner's unit spanning approximately 1,560 sq ft (per graphic artist). Filled with natural light, the home features a flexible floor plan with thoughtful updates for modern living, along with exclusive use of a large garage with expansion potential, laundry, and multiple storage areas - a rare combination that elevates everyday living. The lower unit at 50 Ramona is a full-floor 2-bedroom flat providing stable rental income. Located on idyllic Ramona Avenue - known for its strong sense of community - the property is just minutes from Whole Foods and the vibrant restaurants, boutiques, and cafes of Mission Dolores, Hayes Valley, the Castro, and Lower Haight. From sunny afternoons at Dolores Park to easy access to Duboce Park and nearby transit, this is city living at its best, right outside your door! *Photos online are of the upper unit only. Lower unit will not be available for viewing during all showing times.

Getting Around

97
WalkingWalker's Paradise
100
TransitRider's Paradise
95
BikeBiker's Paradise

Schools

2/10
1/10
Everett Middle SchoolGrades 6-80.3 mi
3/10
Mission High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1912

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Luxury Vinyl Plank,Tile,Wood

Interior Area

  • Total structure area: 2,950
  • Total interior livable area: 2,950 sqft

Property

Details

  • Parcel number: 3545071
  • Special condition: Standard

Lot

  • Lot size: 1,873 sqft
  • Features: Garden

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,826$81,912
Home Insurance *$246$2,952
Property Taxes $1,397$16,764
Electricity $632$7,591
Total$9,101$109,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$312,034/yr
40% on housing$273,030/yr
45% on housing$242,693/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$458This listing

vs Other Active Listings

Avg $/sqft

ZIP 94103$541
San Francisco County$694

vs Homes Sold Last Month

Median $/sqft

ZIP 94103$545
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Pending sale$1,350,000
2026-04-25Listed for sale$1,350,000
2018-04-11Sold$630,000

For Sale by Agent

AgentJennifer Gottlieb
BrokerageCompass

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