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323-327 San Jose Ave, San Francisco, CA, 94110

10beds
6baths
3,912sqft
$3,700,000
$946price/sqft
$23,936/moest. monthly cost
$957,440/yrincome needed

About This Home

Exceptional Victorian Triplex in the Inner Mission with Private Three-Car Garage Parking. Rarely available three-unit Victorian in the heart of San Francisco's vibrant Inner Mission. Ideal for investors seeking a premier multi-family asset or buyers interested in exploring Tenancy in Common (TIC) ownership opportunity, this versatile property offers exceptional flexibility. Built in 1900, 323-327 San Jose Avenue offers approximately 4,054 square feet of living space on a 2,125 Sq. Ft. lot. Two of the three residences are occupied by long-term tenants, while one unit is delivered vacant, providing immediate flexibility for owner occupancy or market-rate rental income. The property includes two spacious four bedroom, two bathroom flats and one two bedroom, two bathroom residence. The upper flats feature private balconies, while 323 San Jose Avenue also offers a chef's kitchen with peninsula seating, formal living and dining rooms, and a separate family room. Conveniently located near acclaimed dining, shopping, parks, public transportation, and major commuter routes, this distinctive property presents a rare opportunity to own a classic Victorian in one of San Francisco's most sought-after neighborhoods.

Getting Around

99
WalkingWalker's Paradise
84
TransitExcellent Transit
97
BikeBiker's Paradise

Schools

8/10
2/10
4/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Concrete Perimeter and Slab
  • Roof: Shingle, Bitumen

Type & Style

  • Home type: MultiFamily
  • Architectural style: Victorian
  • Property subType: Triplex,Residential Income

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Freezer,Disposal,Microwave,Double Oven,Gas Oven,Built In Gas Oven/Range,Refrigerator,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 10
  • Bathrooms: 6

Features

  • Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Skylight(s)
  • Flooring: Hardwood,Laminate,Tile

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 3,912
  • Total interior livable area: 3,912 sqft

Kitchen

  • Features: Countertop_Granite, Countertop_Laminate, Countertop_Other, Countertop_Stone, VariesbyUnit

Property

Accessibility

  • Accessibility features: Parking

Details

  • Parcel number: 6531025
  • Zoning: RH3
  • Special condition: Standard

Features

  • Stories: 3
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 2,125 sqft

Parking

  • Total spaces: 5
  • Parking features: Assigned,Attached,Carport,Covered,Garage Door Opener,Off Street
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 5
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $18,709$224,508
Home Insurance *$601$7,212
Property Taxes $3,788$45,456
Electricity $838$10,066
Total$23,936$287,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$820,662/yr
40% on housing$718,080/yr
45% on housing$638,293/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$946This listing

vs Other Active Listings

Avg $/sqft

ZIP 94110$637
San Francisco County$694

vs Homes Sold Last Month

Median $/sqft

ZIP 94110$905
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-08Listed for sale$3,700,000
2005-03-11Sold$1,570,000

For Sale by Agent

AgentJenny MacLeod
BrokerageCompass

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