4828 S Peninsula Dr, Ponce Inlet, FL, 32127
About This Home
Discover waterfront living at it's finest in this absolutely exquisite, direct riverfront estate w/new gated entrance sitting on almost 1.5 acre of pristine landscape plus 130 ft of frontage on deep waterway. Brand NEW TILE ROOF 2022. Nearly 8,000 sq ft w/ 7 BRs/9 BAs + a gym, office & theatre room. Primary suite boasts sitting area, big walk through closet to elegant bath w/jetted tub + walk-in shower. Gourmet kitchen has huge island w/gas range, supersized pantry and new sub zero refrigerator and opens to family room w/ new double pocket, impact sliders to pool. 2nd level has giant game room w/balcony over river. Another primary suite in the east wing on top floor has living area and bar. Ext painted 2025 w/ Rhino Shield 25 year warranty. Outside enjoy stunning, salt pool w/ new pool heater, waterfall, summer kitchen and firepit over expansive deep water dock w/ boat lift and new floating dock for jet skis. 7 car garage has second level cooled office. SEE FOR LIST OF UPGRADES.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1996
Materials
- Roof: Tile
- Construction materials: Block,Concrete,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Washer,Refrigerator,Plumbed For Ice Maker,Microwave,Ice Maker,Gas Cooktop,Electric Water Heater,Electric Oven,Dryer,Double Oven,Disposal,Dishwasher,Convection Oven
- Laundry features: In Unit
Bedroom1
- Level: First
- Area: 420
- Dimensions: 15.00 x 28.00
Bedrooms & Bathrooms
- Bedrooms: 7
- Bathrooms: 9
- Full bathrooms: 8
- 1/2 bathrooms: 1
Features
- Breakfast Bar,Breakfast Nook,Built-in Features,Pantry,Ceiling Fan(s),Entrance Foyer,Guest Suite,His and Hers Closets,In-Law Floorplan,Kitchen Island,Open Floorplan,Primary Bathroom -Tub with Separate Shower,Split Bedrooms,Walk-In Closet(s),Wet Bar,Wine Cellar
- Door features: Impact Windows
- Window features: Storm Shutters
- Flooring: Carpet,Marble,Tile
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Multi Units
Interior Area
- Total structure area: 10,559
- Total interior livable area: 7,986 sqft
Kitchen
- Level: First
- Area: 532
- Dimensions: 19.00 x 28.00
Property
Details
- Parcel number: 643022000010
- Zoning description: Single Family
Features
- Levels: Two
- Stories: 2
- Pool features: Gas Heat,Heated,Salt Water,Waterfall
- Patio & porch: Patio,Rear Porch,Terrace
- Exterior features: Balcony,Boat Lift,Dock,Fire Pit,Outdoor Kitchen,Outdoor Shower
- Fencing: Chain Link,Wrought Iron
- Has view: Yes
- View description: Intracoastal,Pool,Trees/Woods,Water
- Has water view: Yes
- Water view: Intracoastal,Water
- On waterfront: Yes
- Waterfront features: Intracoastal,Navigable Water,River Access,River Front
Lot
- Lot size: 1.40 Acres
- Features: Many Trees,Sprinklers In Front,Sprinklers In Rear
- Lot size dimensions: 97.0 ft x 633.0 ft
Parking
- Total spaces: 7
- Parking features: Attached,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 7
- Covered spaces: 7
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Volusia County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $25,282 | $303,384 |
| Home Insurance * | $6,646 | $79,752 |
| Property Taxes | $7,619 | $91,428 |
| Electricity | $803 | $9,644 |
| Total | $40,350 | $484,200 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-03 | Price change | $4,999,999 |
| 2026-02-13 | Listed for sale | $5,200,000 |
| 2022-04-26 | Sold | $3,390,000 |
| 2022-03-01 | Pending sale | $3,800,000 |
| 2022-02-02 | Listed for sale | $3,800,000 |
| 2011-04-29 | Sold | $1,800,000 |
| 1998-03-09 | Sold | $1,225,000 |
| 1997-05-15 | Sold | $1,000,000 |
| 1995-01-05 | Sold | $317,000 |
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