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704 Town Creek Church Rd, Talking Rock, GA, 30175

3beds
2baths
2,042sqft
$990,000
$485price/sqft
$7,210/moest. monthly cost
$288,400/yrincome needed

About This Home

Creekside privacy + upgraded country living! 704 Town Creek Church Rd in Talking Rock sits on truly beautiful land, highlighted by a private creek area that brings a rare sense of peace, privacy, and natural beauty. Whether you're relaxing outdoors, exploring the property, or simply enjoying the view, the creek is a standout feature you don't often find. Another major highlight is the fully converted barn, now serving as an oversized garage with a split HVAC system and a huge attic above for exceptional storage. This garage is ideal for car collectors, toys, hobbies, or long-term organization. The outdoor spaces have been thoughtfully improved with an extended back patio featuring an Easy Breeze enclosure & high ceilings with custom beams, plus fresh sod, a retaining wall, and a full sprinkler system that keep the land looking clean, green, and easy to maintain. Inside, the home is all one level for ultimate convenience, offering easy everyday living. You'll find an oversized master suite, a large walk-in closet, updated granite countertops in both the master and guest baths, and modern upgrades like a smart thermostat and electronic code locks. This property is immaculate. It blends privacy, functionality, and natural beauty in a way that's hard to replicate—especially with the creek setting and impressive barn conversion setting it apart. Don't miss out on owning this rare gem!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

8/10
2/10
7/10
Pickens County High SchoolGrades 9-1210.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2018

Materials

  • Roof: Metal
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Range,Oven,Microwave
  • Laundry features: Main Level,Mud Room,Laundry Room

Basement

  • Basement: Slab

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Pantry,Sheetrock,Wood,Eat-in Kitchen,High Speed Internet
  • Window features: Insulated Windows
  • Flooring: Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,042
  • Total interior livable area: 2,042 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 012 030 114

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Screened,Front Porch,Covered,Patio
  • Exterior features: Storage,Private Yard,Retaining Walls
  • Fencing: Fenced
  • Has view: Yes
  • View description: Creek/Stream,Trees/Woods
  • Has water view: Yes
  • Water view: Creek/Stream
  • Waterfront features: Creek,Creek Access
  • Waterbody name: Talking Rock Creek
  • Frontage type: Road,Creek
  • Topography of land: Level,Sloping

Lot

  • Lot size: 6.28 Acres

Parking

  • Parking features: Garage,Asphalt,Concrete
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Hail
Inland Flooding

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,005$60,060
Home Insurance *$487$5,844
Property Taxes $1,499$17,988
Electricity $219$2,637
Total$7,210$86,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$247,200/yr
40% on housing$216,300/yr
45% on housing$192,266/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$485This listing

vs Other Active Listings

Avg $/sqft

ZIP 30175$208
Pickens County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 30175$191
Pickens County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$1,100,000
2024-07-31Listing removed$750,000
2023-08-04Sold$787,000
2023-06-24Pending sale$799,000
2023-06-20Contingent$799,000
2023-06-06Price change$799,000
2023-04-20Price change$825,000
2023-02-24Listed for sale$850,000
2022-10-02Listing removed--
2022-06-17Listed for sale$750,000
2022-06-08Listing removed--
2022-04-27Listed for sale$899,900

For Sale by Agent

AgentHannah Engler
BrokerageREMAX Town & Country - Ellijay

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