




3943 Owl Creek Court, Loveland, CO, 80538
About This Home
Welcome to your private retreat, where light, space, and outdoor adventure meet. This beautiful home features an open, sun-filled layout with vaulted ceilings and expansive windows. Enjoy the convenience of four bedrooms on one level, plus an additional bedroom in the partially finished basement. The spacious primary suite includes two walk-in closets, and the oversized attached garage offers ample room for all your recreational gear. With a new roof and durable cement board siding, this home is designed for low-maintenance living. Located in a quiet, nature-rich community next to Boyd Lake State Park, residents enjoy access to private reservoirs, trails, open space, and a nearby fishing pond. Walking distance to High Plains School and close to a medical complex, offering potential for monthly rental opportunities. A perfect blend of comfort, convenience, and Colorado lifestyle.
Getting Around
Schools
Construction
Condition
- Year built: 2019
Materials
- Construction materials: Cement Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Bath/Stubbed,Sump Pump
Bathroom
- Features: En Suite Bathroom
- Level: Upper
Bathroom
- Level: Upper
Bathroom
- Level: Upper
Bathroom
- Level: Main
Bedroom
- Level: Upper
Bedroom
- Level: Upper
Bedroom
- Level: Upper
Bedroom
- Level: Upper
Bedroom
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Den
- Level: Main
Dining Room
- Level: Main
Features
- Flooring: Vinyl
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 383
- Finished area above ground: 2,847
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 4,215
- Total interior livable area: 4,215 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Media Room
- Level: Main
Mud Room
- Level: Main
Property
Details
- Parcel number: 8504310007
- Special condition: Standard
- Exclusions: Seller's Personal Property
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Patio
- Exterior features: Garden
- Fencing: Full
- Has view: Yes
- View description: Mountain(s)
Lot
- Lot size: 5,662 sqft
Parking
- Total spaces: 3
- Parking features: Concrete
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Hail
- Winter Weather
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,767 | $45,204 |
| Home Insurance * | $322 | $3,864 |
| Property Taxes | $322 | $3,864 |
| Electricity | $318 | $3,818 |
| Total | $4,729 | $56,748 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-25 | Listed for sale | $750,000 |
| 2024-02-23 | Sold | $675,000 |
| 2024-01-09 | Pending sale | $675,000 |
| 2023-12-07 | Listed for sale | $675,000 |
| 2023-11-16 | Listing removed | -- |
| 2023-11-03 | Price change | $686,900 |
| 2023-10-20 | Price change | $687,900 |
| 2023-09-14 | Listed for sale | $688,900 |
| 2023-09-14 | Listing removed | -- |
| 2023-08-19 | Price change | $698,900 |
| 2023-06-30 | Price change | $700,000 |
| 2023-04-26 | Listed for sale | $720,000 |
| 2019-10-31 | Sold | $539,050 |
