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4304 Ardglass Ln, Timnath, CO, 80547

4beds
4baths
3,250sqft
$980,000
$302price/sqft
$5,944/moest. monthly cost
$237,760/yrincome needed

About This Home

Experience resort-style living in the prestigious Harmony Club - Northern Colorado's premier golf community in Timnath, minutes from Fort Collins and I-25. This immaculate 4-bedroom, 4-bath luxury townhome offers over 3,000 finished square feet of maintenance-free living with stunning Rocky Mountain views.The open-concept main level features soaring ceilings, a gas fireplace, and a chef's kitchen with stainless steel appliances, quartz countertops, Milarc custom cabinetry, and a large island. The coveted main-floor primary suite includes patio access, a spa-style bath, walk-in closet, and main-level laundry. Upstairs, a spacious loft and two bedrooms share a full bath. The finished basement adds a rec room, fourth bedroom, full bath, and storage.Enjoy multiple private outdoor living spaces and a finished oversized 2-car garage with custom cabinets and golf cart storage. The all-inclusive HOA covers exterior maintenance, insurance, landscaping, snow removal, water, sewer, and trash.Community amenities include a championship golf course, 5-star restaurant, saltwater pool and spa, fitness center, pickleball courts, walking trails, and scenic ponds. Sport or golf membership required (fees vary, paid at closing). Convenient to top-rated schools, shopping, and dining.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Timnath Elementary SchoolGrades PK-52.0 mi
5/10
8/10
Fossil Ridge High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Composition
  • Construction materials: Frame,Composition

Other

  • Builder name: Landmark

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Range,Self Cleaning Oven,Dishwasher,Refrigerator,Bar Fridge,Washer,Dryer,Microwave,Disposal
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Radon Test Available

Bedroom2

  • Level: Upper
  • Area: 156
  • Dimensions: 12 x 13

Bedroom3

  • Level: Upper
  • Area: 156
  • Dimensions: 12 x 13

Bedroom4

  • Level: Lower
  • Area: 143
  • Dimensions: 11 x 13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Level: Main
  • Area: 140
  • Dimensions: 10 x 14

Family Room

  • Level: Lower
  • Area: 532
  • Dimensions: 19 x 28

Features

  • Cathedral Ceiling(s),Open Floorplan,Pantry,Walk-In Closet(s),Wet Bar,Kitchen Island,High Ceilings,Crown Molding
  • Flooring: Wood
  • Fireplace features: Gas,Gas Log,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,173
  • Finished area above ground: 2,077

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,250
  • Total interior livable area: 3,250 sqft

Kitchen

  • Level: Main
  • Area: 168
  • Dimensions: 12 x 14

Laundry

  • Level: Main
  • Area: 56
  • Dimensions: 7 x 8

Living Room

  • Level: Main
  • Area: 338
  • Dimensions: 13 x 26

Primary Bedroom

  • Features: 3/4 Primary Bath,Luxury Features Primary Bath
  • Level: Main
  • Area: 180
  • Dimensions: 12 x 15

Property

Accessibility

  • Accessibility features: Accessible Doors,Main Floor Bath,Accessible Bedroom,Stall Shower,Main Level Laundry

Details

  • Parcel number: R1669995
  • Attached to another structure: Yes
  • Zoning: RES
  • Special condition: Private Owner
  • Exclusions: Sellers personal property / staging items

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Enclosed
  • Spa features: Community
  • Fencing: Fenced,Other
  • Has view: Yes
  • View description: Mountain(s),City

Lot

  • Lot size: 5,732 sqft
  • Features: Evergreen Trees,Rolling Slope,On Golf Course,Near Golf Course,Abuts Private Open Space,Paved,Curbs,Gutters,Sidewalks,Street Light

Parking

  • Total spaces: 2
  • Parking features: Attached,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Winter Weather
Inland Flooding
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,955$59,460
Home Insurance *$320$3,840
Property Taxes $424$5,088
Electricity $245$2,944
Total$5,944$71,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$203,794/yr
40% on housing$178,320/yr
45% on housing$158,506/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$302This listing

vs Other Active Listings

Avg $/sqft

ZIP 80547$223
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80547$202
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-27Listed for sale$1,022,000
2022-10-24Listing removed--
2022-09-16Pending sale$763,900
2022-09-15Sold$866,197
2022-09-01Pending sale$763,900
2022-07-21Listed for sale$763,900
2022-07-01Pending sale$763,900
2022-07-01Listing removed--
2022-03-26Pending sale$763,900
2022-01-19Listed for sale$763,900
2021-09-07Pending sale$763,900
2021-08-13Listed for sale$763,900

For Sale by Agent

AgentJennifer Kelly, Epique Realty, Megan Kelly, Epique Realty
BrokerageEpique Realty

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