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4204 Martinson Drive, Loveland, CO, 80537

4beds
4baths
3,514sqft
$690,000
$196price/sqft
$4,367/moest. monthly cost
$174,680/yrincome needed

About This Home

Rare opportunity to own a home intentionally designed for long-term durability, structural integrity, and comfortable living. This property features an engineered foundation system with a structural floor specifically designed for Colorado’s expansive soils, offering added stability and peace of mind. The home also includes Class 4 hail-resistant shingles installed in 2024. This home has been thoughtfully maintained with additional features optimized for health and wellness, with a focus on low-toxin materials, sensitivity-friendly practices, natural rhythm support, and mold-aware preventive measures. If you're interested in the details of these intentional enhancements, reach out for a full overview document. Perfectly positioned on a premium corner lot backing to open green space in Mariana Butte, this newer home offers direct access to the Mariana Butte trail system, connecting you to Boedecker Lake, Buckingham Lake, and 17 acres of preserved natural open space while still being just 3 miles from the restaurants, breweries, and charm of downtown Loveland. Inside, the home offers over 3,300 finished square feet with a bright open layout, high ceilings, and thoughtful upgrades throughout. The kitchen anchors the main living space with granite countertops, a large island, pantry, and stainless steel appliances, flowing seamlessly into the dining and family room for easy entertaining. Adjacent to the dining room is a dedicated main floor office, ideal for working from home. The upper floor features convenient laundry facilities, and the finished basement offers tons of storage along with an additional bedroom and bathroom, perfect for guests, multigenerational living, or a private retreat.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

4/10
5/10
Walt Clark Middle SchoolGrades 6-81.3 mi
6/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2021

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Oven,Range,Range Hood,Refrigerator,Self Cleaning Oven,Washer

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Sump Pump

Bathroom

  • Level: Upper

Bathroom

  • Level: Upper

Bathroom

  • Level: Main

Bathroom

  • Level: Basement

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Ceiling Fan(s),Granite Counters,High Ceilings,Jack & Jill Bathroom,Kitchen Island,Open Floorplan,Pantry,Primary Suite,Radon Mitigation System,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 1,035
  • Finished area above ground: 2,319

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,514
  • Total interior livable area: 3,514 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Property

Details

  • Parcel number: R1672450
  • Special condition: Standard
  • Exclusions: Seller's Personal Property,Including - Under Sink Water Filtration System,Garage Tool Racks,Washer And Dryer

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Patio
  • Exterior features: Private Yard,Rain Gutters,Smart Irrigation
  • Fencing: Full
  • Has view: Yes
  • View description: Lake,Meadow,Mountain(s)
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes

Lot

  • Lot size: 4,950 sqft
  • Features: Corner Lot,Irrigated,Landscaped,Open Space,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 2
  • Parking features: Concrete,Dry Walled,Lighted
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Lightning
Wildfire
Winter Weather
Cold Wave
Hail

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,489$41,868
Home Insurance *$314$3,768
Property Taxes $299$3,588
Electricity $265$3,183
Total$4,367$52,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,725/yr
40% on housing$131,010/yr
45% on housing$116,453/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 80537$249
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80537$234
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-29Price change$695,000
2026-03-12Listed for sale$699,900
2022-09-30Sold$689,990
2022-09-19Pending sale$689,990
2022-08-24Price change$689,990
2022-08-09Price change$699,990
2022-07-28Price change$714,990
2022-06-20Price change$749,990
2022-05-02Price change$770,501
2022-04-01Price change$769,856
2022-03-30Listed for sale$759,856

For Sale by Agent

AgentMichael DeAquino, Thrive Real Estate Group
BrokerageThrive Real Estate Group

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