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684 Schomer Rd, Aurora, IL, 60505

3beds
3baths
2,054sqft
$550,000
$268price/sqft
$4,269/moest. monthly cost
$170,760/yrincome needed

About This Home

Beautiful new construction home proudly presented by The Rancho Homes. Built with quality and dedication throughout. This stunning home features 3 good-sized bedrooms, including a spacious master suite with a full bath and a walk-in closet with built-ins. Can lights, an electric fireplace, and beautifully finished bathrooms with ceramic floors. The nice-sized laundry room adds extra convenience. The beautifully furnished kitchen comes complete with appliances including a refrigerator, stove, dishwasher, and microwave, granite countertops, plus a spacious island perfect for convenience and enjoying family gatherings. The home also offers an enormous fully finished basement with plenty of natural light, including a dark room perfect to use as a wine room, storage space and utility room. Relax on the beautiful front open porch or in the sunroom while enjoying the sunset. Additional features include a concrete driveway and a spacious two-car garage. Everything is already done in this home - only waiting for your personal decorative touches. This home combines comfort, style, and craftsmanship. You will love it the moment you walk in!

Getting Around

13
WalkingCar-Dependent
0
TransitNo Nearby Transit
30
BikeSomewhat Bikeable

Schools

4/10
4/10
East High SchoolGrades 9-123.4 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Main Level,Gas Dryer Hookup,Sink

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Level: Main
  • Area: 169
  • Dimensions: 13X13

Bedroom3

  • Level: Main
  • Area: 169
  • Dimensions: 13X13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Vaulted Ceiling(s),1st Floor Full Bath,Built-in Features,Walk-In Closet(s),Beamed Ceilings,Granite Counters
  • Door features: Panel Door(s),Sliding Glass Door(s)
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Finished area below ground: 2,054

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,054
  • Total interior livable area: 2,054 sqft

Kitchen

  • Level: Main
  • Area: 300
  • Dimensions: 15X20

Laundry

  • Level: Main
  • Area: 120
  • Dimensions: 8X15

Living Room

  • Level: Main
  • Area: 380
  • Dimensions: 19X20

Master Bedroom

  • Features: Bathroom (Full)
  • Level: Main
  • Area: 238
  • Dimensions: 14X17

Sun Room

  • Level: Main
  • Area: 121
  • Dimensions: 11X11

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1511104016
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 10,200 sqft
  • Lot size dimensions: 85 x 120

Parking

  • Total spaces: 2
  • Parking features: Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$332$3,984
Property Taxes $999$11,988
Electricity $157$1,895
Total$4,269$51,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$146,365/yr
40% on housing$128,070/yr
45% on housing$113,840/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$268This listing

vs Other Active Listings

Avg $/sqft

ZIP 60505$159
Kane County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 60505$178
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$550,000
2026-07-22Price change$550,000
2026-05-30Listed for sale$575,000
2021-05-26Sold$30,000
2021-02-10Pending sale$34,500
2020-12-24Listed for sale$34,500

New Construction

AgentZoila Galvan
BrokerageLomitas Real Estate

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