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10 Ss Sq, Cooper, TX, 75432

4beds
4baths
3,500sqft
$395,000
$113price/sqft
$3,098/moest. monthly cost
$123,920/yrincome needed

About This Home

This beautiful historic building sits on a prime corner of the Cooper, Texas square, offering incredible visibility and high traffic for any business opportunity. Full of charm and character, the property features an antique store on the main level, complete with its own restroom and office space. Behind the retail space, you’ll find two separate housing units. Each unit features its own living and kitchen downstairs and their own stairs leading to two bedrooms and one bath each upstairs. The residential portion has been completely remodeled and includes brand-new HVAC systems. Separate access to the living quarters is conveniently located off the side street. With endless potential, this property is ideal for retail, a sandwich shop, ice cream parlor, steakhouse, airbnb for living areas or a variety of other business ventures. Whether you’re looking to invest, live, or create something new, this one-of-a-kind property offers the perfect blend of location, functionality, and opportunity.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

4/10
Cooper Elementary SchoolGrades PK-50.7 mi
8/10
7/10
Cooper High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Duplex,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Built-in Features,Decorative/Designer Lighting Fixtures,High Speed Internet

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,500 sqft

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 5869
  • Attached to another structure: Yes

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 2,918 sqft

Parking

  • Parking features: Parking Lot,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Hail
Strong Wind
Cold Wave
Heat Wave
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$336$4,032
Property Taxes $381$4,572
Electricity $384$4,611
Total$3,098$37,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,217/yr
40% on housing$92,940/yr
45% on housing$82,613/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 75432$129
Delta County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 75432
Delta County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Listed for sale$485,000
2024-12-16Sold--
2024-12-10Pending sale$221,500
2024-11-08Price change$221,500
2024-06-15Listed for sale$235,000

For Sale by Agent

AgentCasey Woodall
BrokerageCentury 21 First Group

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