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4004 W Worley St Unit 107, Columbia, MO, 65203

1beds
1baths
818sqft
$189,900
$232price/sqft
$1,334/moest. monthly cost
$53,360/yrincome needed

About This Home

Easy, polished, and ready for you, this Smithton Crossing 1 bedroom, 1 bath condo is the kind of place that makes everyday life feel lighter. Come home to a fresh, like-new space where the kitchen sets the tone with granite counters, a tiled backsplash, stainless appliances, and a pantry cabinet for effortless organization. A separate laundry room keeps routines simple and out of sight. The living and dining area is generously sized for both relaxing and entertaining, finished with crown molding for a clean, inviting feel. Step out to the screened patio and settle in with morning coffee, evening unwind time, or quiet weekends at home. It offers a wonderfully private feel, plus a convenient storage room just off the patio that is perfect for patio cushions, bikes, pool gear, and more. Smithton Crossing offers gated entry, lawn and landscaping maintenance, and access to the clubhouse and pool, so you can spend more time enjoying life and less time worrying about upkeep. This one does not come along often! Buyer to verify all facts and information including but not limited to schools, taxes, sq. footage, lot size, room sizes, restrictions, easements, HOA fees, etc.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

6/10
Smithton Middle SchoolGrades 6-80.3 mi
7/10

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Concrete Perimeter,Slab

Other

  • Builder name: Pate-Jones

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Microwave,Disposal,Dishwasher
  • Laundry features: Washer/Dryer Hookup

Bedroom1

  • Level: Main
  • Area: 123.96
  • Dimensions: 12 x 10.33

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • High Speed Internet,Stand AloneShwr/MBR,Smart Thermostat,Liv/Din Combo,Granite Counters,Wood Cabinets,Pantry
  • Flooring: Carpet,Tile
  • Finished area below ground: 0

Foyer

  • Level: Main
  • Area: 40.375
  • Dimensions: 8.5 x 4.75

Full Bathroom

  • Level: Main
  • Area: 66.7489
  • Dimensions: 8.17 x 8.17

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 818
  • Total interior livable area: 818 sqft

Kitchen

  • Level: Main
  • Area: 94.9225
  • Dimensions: 10.75 x 8.83

Living Room

  • Level: Main
  • Area: 238.6875
  • Dimensions: 16.75 x 14.25

Other

  • Level: Main
  • Area: 45.0653
  • Dimensions: 5.41 x 8.33

Other

  • Level: Main
  • Area: 112.125
  • Dimensions: 11.5 x 9.75

Other

  • Level: Main
  • Area: 23.6961
  • Dimensions: 10.17 x 2.33

Property

Details

  • Parcel number: 1620300100890001
  • Zoning description: R-MF Multiple-Family Dwelling*

Features

  • Patio & porch: Front,Screened,Concrete,Covered

Lot

  • Lot size dimensions: condo

Parking

  • Parking features: No Garage
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Winter Weather
Cold Wave
Earthquake
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$104$1,248
Property Taxes $129$1,548
Electricity $141$1,693
Total$1,334$16,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,737/yr
40% on housing$40,020/yr
45% on housing$35,573/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 65203$191
Boone County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 65203$174
Boone County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$189,900
2026-06-04Listed for sale$198,000
2021-05-25Sold--
2018-10-19Sold--

For Sale by Agent

AgentBev Curtis
BrokerageBev & Co. Realty, LLC

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