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108 Terrapin Cross Way, Simpsonville, SC, 29680

5beds
3baths
2,913sqft
$495,000
$170price/sqft
$3,192/moest. monthly cost
$127,680/yrincome needed

About This Home

SUMMER'S CALLING -- secure your place in this fantastice community before the season kicks into full swing! Located in vibrant, family-friendly Lost River, you’ll find neighbors connecting at the resort-style amenities: a stunning pavilion - where music, picnics and cookouts abound, sparkling pool for your family to enjoy cooling off on hot summer days, pickleball courts to keep you active, and a playground area where children's laughter echos all year long. This neighborhood was built for connection and fun. Now ABOUT YOUR HOME: 108 Terrapin Cross Way is a home that perfectly blends quality craftsmanship, energy efficiency, and a lifestyle your family will love. This spacious 5-bedroom residence provides the room you need to grow, gather, and create lasting memories—both inside and out. The CHASTAIN layout is designed with both flexibility and comfort in mind. The main level features an OPEN Kitchen-DINING-FAMILY ROOM combination perfect for everyday living and gathering—along with a private bedroom and full bath ideal for guests or multi-generational living. A versatile front room provides the perfect space for a home office, piano room, or formal dining. UPSTAIRS, you’ll find a spacious Primary Suite, three additional bedrooms, a full bath, and a bonus room—giving everyone their own space to relax, work, or play. The LARGE, flat backyard is bathed in full sun, ideal for gardening, entertaining, or even designing your own private pool oasis. There’s room here to truly make it your own and owner's are getting pricing to provide a fully fenced in back yard! Homes like this—offering size, efficiency, and access to such a lively community—are a wise investment. Get settled in before summer hits and start enjoying everything this neighborhood has to share from day one. RARE ASSUMABLE LOAN ~ (subject to Lender & Credit Approval) ~ Please ask Listing Agent for me details.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

5/10
4/10
Woodmont Middle SchoolGrades 6-86.3 mi
7/10
Woodmont High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Architectural
  • Construction materials: Hardboard Siding,Stone

Other

  • Builder model: Chastain
  • Builder name: Meritage

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Gas Range,Refrigerator,Gas Oven,Microwave,Gas Water Heater,Tankless Water Heater
  • Laundry features: 2nd Floor,Walk-in,Electric Dryer Hookup,Stackable Accommodating,Washer Hookup,Laundry Room

Basement

  • Basement: None

Bedroom2

  • Area: 169

Bedroom3

  • Area: 143

Bedroom4

  • Area: 156

Bedroom5

  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Area: 110

Features

  • High Ceilings,Ceiling Fan(s),Ceiling Smooth,Tray Ceiling(s),Granite Counters,Pantry
  • Window features: Vinyl/Aluminum Trim,Insulated Windows
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Storage

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total interior livable area: 2,913 sqft

Kitchen

  • Area: 240

Living Room

  • Area: 414

Master Bathroom

  • Features: Double Sink,Full Bath,Shower Only,Shower-Separate,Walk-In Closet(s)

Master Bedroom

  • Area: 210

Property

Details

  • Parcel number: 0575.2801209.00

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Front Porch
  • Topography of land: Level
  • Living area range: 2800-2999

Lot

  • Lot size: 0.27 Acres
  • Features: Sidewalk,1/2 Acre or Less
  • Lot size dimensions: 81 x 143

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Driveway,Parking Pad,Paved,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Greenville County and South Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$207$2,484
Property Taxes $203$2,436
Electricity $280$3,361
Total$3,192$38,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,440/yr
40% on housing$95,760/yr
45% on housing$85,120/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 29680$176
Greenville County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 29680$169
Greenville County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$495,000
2026-01-16Listing removed$498,680
2025-11-14Listed for sale$498,680
2025-02-27Listing removed$505,000
2025-02-01Price change$505,000
2025-01-17Listed for sale$510,000
2020-05-28Sold$291,400

For Sale by Agent

AgentCarmen Johnson
BrokerageTLCOX and Company

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