613 Jacobs Station Rd, Saint Charles, MO, 63304
About This Home
Tucked away near the end of Jacobs Station Road, this unique 11.27+/- acre property in unincorporated St. Charles County offers a rare blend of rustic character, privacy, and future potential. The 2,236+/- sq. ft. 2-story home features 3 bedrooms (and an optional 4th bedroom on the main level), 2 bathrooms, and timeless architectural details including hand-hewed beams, rich wood finishes, and a large wood-burning fireplace that creates a warm, lodge-like atmosphere. Expansive windows and natural materials bring the beauty of the surrounding landscape indoors, while the spacious layout offers endless possibilities for restoration, recreation, or country living. Outside, a substantial 36x46 barn provides ample space for equipment, hobbies, livestock, storage, or workshop use. The gently rolling acreage offers open ground, mature trees, and peaceful seclusion, making it ideal for a private estate, mini farm, equestrian property, hunting, or weekend retreat. With public water, natural gas, and electric already on site, and public sewer nearby, the property is also well-positioned for future residential development or investment opportunities. Conveniently located yet quietly secluded, this one-of-a-kind property combines rural charm with accessibility and unlimited potential in a highly desirable St. Charles County setting.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1880
Materials
- Construction materials: Cedar
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Number of fireplaces: 1
- Fireplace features: Living Room,Wood Burning
- Fireplace: Yes
- Finished area below ground: 1,420
- Finished area above ground: 2,236
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,236
- Total interior livable area: 2,236 sqft
Property
Details
- Parcel number: 30041S029000029.0000000
- Special condition: Standard
Features
- Levels: Two
Lot
- Lot size: 11.27 Acres
- Features: Wooded
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,031 | $60,372 |
| Home Insurance * | $622 | $7,464 |
| Property Taxes | $878 | $10,536 |
| Electricity | $170 | $2,048 |
| Total | $6,701 | $80,412 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Price change | $995,000 |
| 2026-05-18 | Listed for sale | $1,200,000 |
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