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245 Harris Hbr, East Tawakoni, TX, 75472

5beds
2baths
2,866sqft
$345,000
$120price/sqft
$2,230/moest. monthly cost
$89,200/yrincome needed

About This Home

Discover the relaxed lifestyle of Lake Tawakoni at 245 Harris Harbor! Located within walking distance of the lake, this spacious property sits on a large corner lot in the established Whispering Oaks community and offers endless possibilities for full-time living, a weekend getaway, or even a vacation rental. With over 2,800 square feet of living space, this 5-bedroom, 2-bath home features multiple living and entertaining areas, including a spacious family room and an additional flex space that would make an ideal bedroom, media room, home office, or hobby area. The oversized kitchen is the heart of the home, showcasing a custom stone island, abundant cabinetry, natural wood accents, and plenty of room for gathering with family and friends. Step outside and enjoy the peaceful setting from your private backyard retreat. The expansive lot offers plenty of room to relax, entertain, garden, or store your recreational toys. Outdoor enthusiasts will love the wood-fired pizza oven, outdoor sink, and dedicated space for a grill and mini refrigerator, creating the perfect opportunity to complete your dream outdoor kitchen. Multiple outbuildings with electricity provide excellent space for a workshop, storage, gardening shed, craft room, or future man cave. An oversized garage with storm shelter adds even more functionality and is perfect for boats, lake equipment, vehicles, or additional storage. Enjoy the charm of lake-area living without sacrificing convenience. Located approximately one hour from Dallas and eligible for USDA financing, this move-in ready property offers the perfect blend of space, versatility, and access to all that Lake Tawakoni has to offer.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

--
Rains Elementary SchoolGrades PK-29.6 mi
6/10
Rains Junior High SchoolGrades 6-89.7 mi
4/10
Rains High SchoolGrades 9-129.8 mi

Construction

Condition

  • Year built: 1962

Materials

  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal
  • Laundry features: Common Area,Laundry in Utility Room,In Hall

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 10 x 10

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 14 x 8

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 13 x 13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 12 x 11

Features

  • Built-in Features,Chandelier,Decorative/Designer Lighting Fixtures,Eat-in Kitchen,Kitchen Island,Pantry,Natural Woodwork
  • Flooring: Combination
  • Number of fireplaces: 1
  • Fireplace features: Dining Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,866 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Eat-in Kitchen,Kitchen Island
  • Level: First
  • Dimensions: 15 x 13

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 18 x 16

Master Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 18 x 15

Mud Room

  • Features: Closet
  • Level: First
  • Dimensions: 15 x 7

Property

Details

  • Parcel number: R9500

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Outdoor Kitchen,Storage,Uncovered Courtyard
  • Fencing: Fenced,Front Yard,Wood
  • Residential vegetation: Cleared

Lot

  • Lot size: 0.31 Acres
  • Features: Cleared,Corner Lot,Level

Parking

  • Total spaces: 6
  • Parking features: Attached Carport,Carport,Driveway,Garage,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 6
  • Carport: Yes
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Cold Wave
Heat Wave
Lightning
Strong Wind
Hail
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$165$1,980
Property Taxes $7$84
Electricity $314$3,776
Total$2,230$26,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,457/yr
40% on housing$66,900/yr
45% on housing$59,466/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 75472$118
Rains County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 75472
Rains County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Contingent$345,000
2026-06-04Listed for sale$345,000

For Sale by Agent

AgentGracie Vela
BrokerageVela Realty Group LLC

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