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145 South St Space A27, San Luis Obispo, CA, 93401

2beds
2baths
940sqft
$255,000
$271price/sqft
$1,955/moest. monthly cost
$78,200/yrincome needed

About This Home

ALL AGES PARK!!! This beautifully maintained 2017 home offers 840 sq ft of thoughtfully designed living space on a 2,000 sq ft lot. The owners have lovingly upgraded the kitchen with a full-size sink and new appliances -- all included -- making this home move-in ready. A full-size air conditioner keeps you cool during those warm summer days. Enjoy two private parking spots plus guest parking in a quiet, welcoming neighborhood just off Higuera and Madonna -- one of the most convenient spots in town for commuting, shopping, and dining. You can own a beautiful home in San Luis Obispo at an unbeatable price point. Whether you're a first-time buyer, looking to downsize, or seeking a smart student housing investment, this home is a perfect fit.

Getting Around

70
WalkingSomewhat Walkable
32
TransitSome Transit
65
BikeBikeable

Schools

6/10
9/10
Laguna Middle SchoolGrades 7-81.6 mi
10/10

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Axles
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Oven/Range-Gas,Dryer,Refrigerator,Washer,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace: Yes

Heating & Cooling

  • Heating features: None
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 940
  • Total interior livable area: 940 sqft

Master Bedroom

  • Level: Lower

Property

Details

  • Parcel number: 910006355
  • Special condition: Standard

Features

  • Stories: 1
  • Entry location: Stairs to Entry
  • Patio & porch: Patio

Lot

  • Lot size: 2,178 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Wildfire

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,289$15,468
Home Insurance *$33$396
Property Taxes $235$2,820
Electricity $398$4,786
Total$1,955$23,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,028/yr
40% on housing$58,650/yr
45% on housing$52,133/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$271This listing

vs Other Active Listings

Avg $/sqft

ZIP 93401$867
San Luis Obispo County$561

vs Homes Sold Last Month

Median $/sqft

ZIP 93401$660
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-08Price change$275,000
2022-03-06Pending sale$199,000
2022-02-24Listed for sale$199,000

For Sale by Agent

AgentNicholas Fernandez
BrokerageNovel Real estate

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