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26319 203rd Place SE, Covington, WA, 98042

4beds
4baths
3,017sqft
$869,000
$288price/sqft
$5,467/moest. monthly cost
$218,680/yrincome needed

About This Home

Welcome to Cedar Creek Park in Covington, a thoughtfully planned community with a neighborhood park, greenbelt, and sidewalks throughout. One of the most versatile layouts in the community, the Magnolia model offers a flexible, thoughtfully designed floor plan with a fully finished basement featuring a separate living area, bonus room, 4th bedroom, and full bath—ideal for guests, multi-generational living, or a media space. The open-concept main level features a spacious great room and a chef’s kitchen with double ovens, stainless steel appliances, a gas range, and an oversized quartz island. Upstairs, an open landing leads to a private primary suite, additional bedrooms, and ample storage, including multiple walk-in closets. Enjoy a tankless water heater, efficient forced-air heating and cooling, a fully fenced low-maintenance yard, and a 2-car garage—offering the space, flexibility, and ease to make it feel like home from day one.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

4/10
3/10
4/10
Kentlake High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2019

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Cement Plank

Notable Dates

  • Major remodel year: 2019

Other

  • Builder name: Lennar

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Stories w/Bsmnt
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Microwave,Refrigerator,Stove(s)/Range(s),Tankless Water Heater,Dishwasher(s),Garbage Disposal,Microwave(s),Refrigerator(s),Water Heater: Gas,Water Heater Location: Garage

Basement

  • Has basement: Yes
  • Basement: Daylight

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Lower

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Lower

Features

  • Bath Off Primary,Dining Room,High Tech Cabling,Pantry
  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Laminate,Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Fireplace,90%+ High Efficiency,Forced Air,Electric,Natural Gas
  • Cooling features: 90%+ High Efficiency,Forced Air

Interior Area

  • Total structure area: 3,017
  • Total interior livable area: 3,017 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Rec Room

  • Level: Lower

Utility Room

  • Level: Second

Property

Details

  • Parcel number: 1442100520
  • Zoning: R4
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Fireplace,High Tech Cabling,Pantry,Walk-In Closet(s),Water Heater
  • Topography of land: Level
  • Residential vegetation: Wooded

Lot

  • Lot size: 4,273 sqft
  • Features: Curbs,Paved,Sidewalk,Cable TV,Deck,Fenced-Fully,Gas Available,High Speed Internet,Patio

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,394$52,728
Home Insurance *$187$2,244
Property Taxes $680$8,160
Electricity $206$2,476
Total$5,467$65,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$187,440/yr
40% on housing$164,010/yr
45% on housing$145,786/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 98042$302
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98042$322
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$899,000
2024-10-16Listing removed$3,895
2024-02-06Listing removed--
2024-01-30Price change$3,895
2023-12-14Listed for rent$3,995
2019-12-30Sold$614,950

For Sale by Agent

AgentChelsea Moon
BrokerageKeller Williams Seattle Metro

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